Credit Cards


It’s only natural to want a credit card that fits your lifestyle and your budget. That’s why Interior FCU offers a VISA® Platinum credit card with or without rewards.  Our Platinum card has the features and benefits you want! We offer competitive low rates and straightforward service.

We are pleased to present to you our new design of Cathedral Rocks at the Hanging Valley of Yosemite National Park with improved security through Chip technology.

 Benefits that will be available to you with the use of your Visa card.Visa Platinum Rewards sample card

  • No Annual Fee, No Balance Transfer Fee, No Cash Advance Fee, and no Foreign Transaction Fees!
  • $250,000 Travel Accident Insurance Coverage
  • $5,000 Identity Theft Protection
  • Cardholder Inquiry Service
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
  • Account Management through Online Banking 



Earn points for your everyday

credit purchases

Earn everyday points !

It’s a simple, easy to use program that rewards you with points each time you use your Interior FCU Platinum Rewards credit card. From fuel to groceries to meals out, your points will add up fast!

Platinum Rewards Cardholders will earn 1 point for every $1 spent.






Access Your Rewards through Online Banking by clicking on the Visa Rewards link.

Website Laptop

Logon To Your Account To View Rewards

Your credit card is accepted worldwide.  You can manage it worldwide, too.  With Online Banking, you can manage your Visa credit card account 24 hours a day, 7 days a week, 365 days a year from anywhere life takes you.

  • Analyze your spending
  • Review your statements
  • Sign up for e-statements
  • Make payments
  • Set up auto payments
  • Request a balance transfer for 2.90% APR for 6 months
  • Dispute a transaction
  • Update personal information

Simply click on Additional Services/Visa Access through Online Banking to start managing your account.


Balance Transfer

A balance transfer credit card from Interior FCU can help you save by consolidating your higher rate credit card balances onto one card. It can also help you pay down your credit card debt faster.

To transfer a balance from another credit card to your Interior FCU credit card, log on to Online Banking, Additional Services, and Visa Access.


*APR=Annual Percentage Rate

TermCredit Limits
APR* as low as
VISA® Platinum$250 – $25,000Prime + 4.60%
VISA® Platinum Rewards$250 – $25,000Prime + 6.60%


There are lots of ways to make a Visa payment.  Choose the one that’s most convenient for you!

  • Set up an auto payment through online Visa Access.
  • Make an auto payment by calling Customer Service at 1-866-570-1238.
  • By mail: P.O. Box 37035, Boone, IA, 50037-0035.  All Visa payments are processed when received.  However, the available credit will not be available for 2 business days.  Funds will be credited to your available balance after the hold has been released.


Calculators are Powered By CULookup and are not a guarantee of credit.  Links within the calculator lead to a third party site, Interior FCU does not provide and is not responsible for the product, service, overall website content, security, or privacy policies on any external third-party sites.


Apple Pay

Available on iPhone® 6 and iPhone 6 Plus devices, Apple Pay raises the bar for secure, convenient transactions. Just enter your cards into your phone’s Passbook® app. Then shop in-store or online at thousands of merchant locations across the nation – with more joining every day. Apple Pay offers numerous benefits over conventional card-based payments:

  • Make purchases by holding your phone near a participating merchant’s contactless reader, with your finger on the Touch ID sensor.
  • Use your iPad Air®and iPad Mini 3 for online-only shopping within certain apps.
  • Apple Pay transactions are free – message or data rates may apply depending on your wireless plan.
  • Your name and card number remain anonymous to cashiers and bystanders, making online and mobile payments more secure than ever before.
  • Your phone carries only a unique, encrypted Device Account Number rather than your actual debit or credit card numbers.

Getting started is easy:

  • Make sure you have the latest iOS version on your iPhone 6 or 6 Plus.
  • Open your Passbook app, swipe down and tap the plus sign.
  • Enter your card by snapping a photo with your device’s iSight® camera, or add the data manually (if you already have a card in iTunes, you’ll be prompted to add it to Passbook).
  • Look for the Apple Pay logo at participating merchants to begin using Apple Pay.

Make shopping easier and more secure – enter your card information and start using Apple Pay today.



You can avoid paying interest on your changes if you pay our entire balance by the due date each month.  * APR= Annual Percentage Rate.  For Balance Transfers, the rate is 2.90% APR for the first 6 months. Then a rate as low as Prime + 4.60% APR for Visa Platinum and as low as Prime + 6.60% APR for Visa Platinum credit card. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. To learn about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau. For additional, information or assistance, please call us at 800-914-8619.

Rates information is accurate as of March 1, 2017. Rates are subject to change. Method of computing is average daily balance including new purchases. There may be fees or additional costs associated with the use of the credit card. Members may contact us to request specific information about the costs.

Existing cardholder rates may change every March, June, September, and December based on the Prime Rate as of the 3rd Tuesday of the previous month.





Online Banking

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