Savings Accounts

We offer a variety of savings account options with competitive rates to make it easy for you to achieve your saving goals, no matter what they are. You can manage your account quickly and easily through online and mobile banking! Plus, we can help you make saving automatic with tools like Direct Deposit. Saving for a rainy day, a large purchase, or a goal like a home or college education takes goal setting, budgeting, and discipline. Use our free Financial Education Center to help you through the steps so you can be a successful saver.

Find the savings account that’s right for you!

Establish your membership and earn competitive dividends on your savings with a Primary Savings Account.

OPEN AN ACCOUNT

CHECK APPLICATION STATUS

Current rates

Balances^Dividend RateAPY*
$25 - $1,4990.15%0.15%
$1,500 and up0.25%0.25%

Saving for something specific? A Secondary Savings Account makes it easy to separate savings for specific needs, such as taxes, a vacation, home repairs, and more. You’ll be able to name these accounts whatever you want to make it easy to keep track of saving for different goals.

  • No minimum opening deposit
  • No minimum balance (although account will be closed if it carries a zero balance for 18 months)
  • Convenient online and mobile banking
  • Option to personalize account name

OPEN AN ACCOUNT

CHECK APPLICATION STATUS

Current rates:

Balances^Dividend RateAPY*
$25 - $1,4990.15%0.15%
$1,500 and up0.25%0.25%

Start saving for the holidays early! A Holiday Club Savings Account helps you set money aside throughout the year so you can avoid the stress of holiday debt.

An early withdrawal fee of $5 may apply.

OPEN AN ACCOUNT

CHECK APPLICATION STATUS

Current rates:

Balances^Dividend RateAPY*
Holiday Club Savings0.35%0.35%
Vacation Club Savings0.35%0.35%

Planning a getaway? You’ll be able to relax even more when you know that you’ve got your expenses covered. Start saving for your vacation today!

OPEN AN ACCOUNT

CHECK APPLICATION STATUS

Current rates:

Balances^Dividend RateAPY*
Holiday Club Savings0.35%0.35%
Vacation Club Savings0.35%0.35%

A Coverdell Education Savings account (ESA) is an account used to save for higher education expenses on behalf of any child. While the child is the beneficiary, an adult or guardian generally sets up and controls the account until the child reaches the age of majority in your state or unless alternative arrangements have been made.

  • Earnings are tax-deferred
  • Withdrawals used to pay for qualified higher education expenses are tax-free

To learn more about ESAs or to open an Education Savings Account, visit our IRA Center. Current rates:

Balances^Dividend RateAPY*
$10 minimum deposit0.45%0.45%

Links within the calculator lead to a third party site, Interior FCU does not provide and is not responsible for the product, service, overall website content, security, or privacy policies on any external third-party sites.

For additional information or assistance, please call us at 800-914-8619.

*APY = Annual Percentage Yield. More details are available in our Schedule of Fees and Charges, Availability of Funds Policy, and Account Disclosures.

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