Policies & Disclosures

Understanding your financial products is part of being a savvy consumer. Take the time to read through the policies and disclosures so you are fully aware of your rights and responsibilities. If you have any questions, please contact us at 800-914-8619.

Membership Disclosure

  • Membership Account and Agreement
  • Truth in Savings Agreement
  • Funds Availability Agreement

Overdraft Privilege Disclosure

Privacy Policy

Safe Act Disclosure

Electronic Funds Transfer Act Disclosure

ECommunication Consent

Website Security Notice

Online Banking Disclosure

Bill Payment Terms and Conditions

Home Mortgage Disclosure Act Statement

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).

Online Banking

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