Fee Schedule

As a not-for-profit financial institution, Interior FCU returns profits to its members in the form of better rates and fewer fees. However, there are some things for which we still have to charge a small fee. If you have any questions about our fee schedule, please contact us.

This schedule of fees and charges is effective as of: February 1, 2017

Debit & Prepaid Cards
VISA® Debit CardFREE
Replacement for VISA® Debit Card$25
Replacement for VISA® Debit Card Rush$45
VISA® Debit Card PIN Rush$45
Foreign ATM Withdrawal (first 5 are FREE)$1
Foreign Point of Sale WithdrawalFREE
Foreign ATM Inquiry (first 5 are FREE)$0.50
VISA® Gift Card$3
Prepaid Travel Card$4
Checking & Money Market Accounts
Overdraft Privilege$28
Insufficient Funds - Check or ACH$28
Returned Deposit Item$15
Stop Payment$15 ($10 through Online Banking)
Check Printing1st 50 FREE/varies thereafter
Foreign Check CollectionFed charge passed on to member
Check Copy$5
Money Market Excess Check After 3$20
Money Market Frequency Withdrawal$2 for more than 3 teller withdrawals per month
Account/Other Fees
Automatic Transfer to Cover Overdraft$1
Early Holiday Club Withdrawal$5
Teller Frequency Withdrawal from Savings3 FREE/month, then $2/withdrawal
Cashier's Check2 FREE/day, then $5/check
Money OrdersFREE if aggregate balances are $5,000 or more, otherwise $2
Copy of Statement$5
Transaction Printout$2
Account Reconciliation/Research$30/hour
Garnishment/Notice of Levy$50
Verification of Account$10
Returned Address$10
Inactive Account (18+ years of age)$5/month (after 18 months of inactivity)
Close Account within 90 days$10
Reopen Account within 90 days$10
Notary for Non-member$2/seal
Notary for Members5 FREE/day, $2/seal thereafter
Health Savings Account Annual FeeFREE
Young Adult Accounts(18 - 26 years of age)- StatementsE-statements are FREE or $5/month for paper statements
Money Transfer Fees
Wire Transfer Standard Outbound$15
Wire Transfer Standard InboundFREE
Funds Transfer Standard Outbound (Online)$2
Funds Transfer Standard Inbound (Online)FREE
Funds Transfer Next Day Inbound/Outbound (Online)$5
Pop Money Standard (Online Person to Person)$2
Pop Money Next Day (Online Person to Person)$5
Request Money (Online Person to Person Request)$1
Consumer Pay Request (Online Person to Person Pay)$1
Bill Payment Expedited Funds via ACH$8
Bill Payment Expedited Funds via Fed Ex Delivery$28
There may be additional costs associated with the use of these products or services. Members may contact us to request specific information about the costs.

Online Banking