Debts & Net Worth

Being in control of your debt is very important in knowing how well you are paying down debt and knowing what your assets and liabilities are worth.

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Turbo Charge Your Retirement

  January 1, 2019 Turbo Charge Your Retirement Q: I’m in my 40s and haven’t saved nearly enough to prepare for retirement. How can I “turbo-charge” my retirement savings to catch up? A: The good news is that you still have a lot of peak earning years ahead of...

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Equity

Many aren’t sure about what home equity means and how they can use their home as a valuable asset. Once purchasing your home, your home creates equity that can be used to help pay for large purchases like a new car or furniture.

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Are Your Investments Safe?

  August 16, 2018 Are Your Investments Safe? What’s your first thought when you consider the question, “Are your investments safe?” You might think about federally insured deposit accounts through National Credit Union Administration (NCUA). That’s a logical and...

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How Many Credit Cards Should I Own?

  September 14, 2018 How Many Credit Cards Should I Own? The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest...

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7 Ways to Spot a Loan Scam

  July 2, 2018     7 Ways to Spot a Loan Scam  Your credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you – and the few that are offer very...

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The Truth About Auto Dealer Loans

  September 28, 2018 The Truth About Auto Dealer Loans Ever wonder how an auto dealer can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to...

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Auto Loans: Credit Unions Vs. Banks

  April 18, 2018 Auto Loans: Credit Unions Vs. Banks Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is willing to finance you,...

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What You Need To Know About Government Shutdowns

December 26, 2018What You Need To Know About A Government Shutdown   When a government shutdown occurs, you may wonder what that means for you. Which government offices and agencies stay up and running, and which of them are shuttered until the shutdown ends? Here’s...

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6 Common Tax Mistakes

  February 16, 2018 6 Common Tax Mistakes to Avoid It's that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work. Drowning in paper and getting numb from all those...

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Romance On A Budget

January 11, 2019 Romance On A Budget: How To Woo For Less Spring may be far away, but love is still in the air. It’s almost St. Valentine’s Day, and that means it’s time to start planning something special for that special someone in your life. How can you show...

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Don’t Bust The Budget!

February 2, 2018 Don't Bust The Budget! This challenging budget activity is the perfect way to constructively fill those bitterly cold winter weekends. Did you ever wish there was some way to get your fashion-conscious 11-year-old to realize all those things she’s...

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Build A Budget

February 02, 2018 Build A Budget Why is it important to teach your child to budget? Though it’s hard to believe it when you’re knee-deep in their laundry and begging them to do their homework, your little ones won’t be young forever. Some day, they will be all grown...

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2018 Tax Changes

December 15, 2017 The Real Deal On The 2018 Tax Changes With tax season looming, the current administration is hard at work implementing changes to an already complicated tax code. The administration believes the upcoming changes will work to strengthen the middle...

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10 Myths About Credit Unions

December 06, 2017 10 Myths About Credit Unions Credit unions have more than their fair share of common myths and misconceptions.  If you were to ask someone who has never had a credit union account, 'what is a credit union?' you would probably get the following...

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Everything You Want To Know About Bitcoin

November 22, 2017 Everything You Want to Know About Bitcoin What is Bitcoin? Bitcoin is a form of money that is entirely digital. In other words, if the U.S. has dollars, and Europe has Euros, the internet has bitcoins. But the fact that bitcoin is digital isn’t the...

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The iPhone X and Decoy Pricing

November 21, 2017 The iPhone X and Decoy Pricing FAQ The price tag for iPhone X will be higher than any previous generation of iPhone.  How does Apple manage to maintain sales while driving prices up? There’s always been an aura of mystique surrounding the Apple...

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Share Secured Loan FAQ

November 07, 2017 Share Secured Loan FAQ Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair: 1.) What are share secured loans? Share secured loans allow you to...

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Phishing Alert- Beware Of Scammers

October 31, 2017 Phishing Alert- Beware of Scammers Phishing happens all the time! Scammers never take a break! Just when you think they’ve run out of steam, another scam surfaces in which fraudsters try to quietly take both your money and information. The Federal...

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Equifax Breach Updates- Financial Self Defense

October 06, 2017 Equifax Breach Updates - Financial Self Defense It's been several weeks since the massive data breach at Equifax became public knowledge. The panic that followed the astounding news has given way to anger, bafflement and an overwhelming sense of...

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Spending This Holiday Season

November 17, 2017 How To Control Holiday Spending The holidays are supposed to be a time of joy and celebration. But too many of us find them to be a time of great financial stress too. How can you give gifts to so many loved ones while balancing spending? Make a...

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Budget Tactics For Fall Shopping

October 03, 2017 How to shop for Fall on a budget If you’ve just breathed a sigh of relief because the back-to-school shopping season is behind you, you’ve got another thing coming. Shopping on a budget can be a challenge, but not impossible. The fun is just...

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Everything You Need To Know About The Equifax Breach

September 12, 2017 Equifax Data Breach of 2017 In a recently revealed Equifax data breach, 143 million Americans may have had their personal information exposed. Equifax, one of the nation’s three major credit reporting agencies, reported a massive data breach lasting...

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It’s Almost Halloween, So Let’s Talk Christmas

August 24, 2017 It's almost Halloween, so let's talk Christmas   Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at...

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Save money while vacationing abroad

July 27, 2018 Save Money While Vacationing Abroad   Winging your way across the ocean, whimsical browsing in quaint shops and dining on exotic fare in an outdoor Paris cafe are the things that make up dream vacations. But when you’re wondering whether the money...

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Financial Tips For Single Parents

July 25, 2017 Financial tips for single parents   Smart money management is always important, but it can take on more urgency for those who are without a partner. Whether you’re divorced, widowed, or single by choice, single parenting brings unique budgeting...

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What you need to know about EMV

July 25, 2017 What you need to know about EMV   Are you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet. EMV, which stands for Europay, Mastercard and Visa, and has been used for years throughout the world, was...

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Six ways to save on your Summer vacation

  Six ways to save on your Summer vacation May 4, 2018 The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend?...

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Rising Interest Rates: What Do They Mean For You?

  May 26, 2017 Rising Interest Rates: What Do They Mean For You?   If you read financial headlines, you’ve no doubt seen the news that the Federal Reserve is raising interest rates. These headlines can be accompanied with all sorts of hyperbole about the end...

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Unprepared For College Tuition? You’re Not Alone!

Unprepared For College Tuition? You're Not Alone!   April 20, 2017 Q: Help! My spouse and I are the parents of a college-bound high school junior who’s starting to look at schools. We couldn’t be prouder of our young scholar, but we haven’t saved a dime to help...

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Pre-Qualification

  April 18, 2019 Get Pre-Qualified   Q: My current house just isn’t doing it for my family. We’re looking for a house to purchase that is near good schools and in a good neighborhood, but it’s taking longer than hoped. I’m a little worried that interest...

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Home Improvement Projects

  May 18, 2018 4 Home Improvement Projects with High Long-Term Return   When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the...

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Home Loan Ecourse

  April 18, 2019Home Loan E-Course  Lesson 1: Buying A Home Of Your Own It’s everyone’s dream to get a place of their own, a happy space where they can sleep with a sense of security while also enjoying the pleasures of life. Buying a house is indeed one of the most...

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