Scam Alert: Back to School Scams
July 26, 2021Scam Alert: Back to School ScamsAs the store aisles fill up with pencils and crayons and the frantic back-to-school shopping season begins, scammers are ready to strike. Whether you’re a college student preparing for the fall semester, a high...
Scam Alert: Beware of Child Tax Credit Scams
The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that takes effect in July, is already drawing the attention of scammers. The newly expanded Child Tax Credit (CTC) will provide monthly payments of up to $300 per child for approximately 40 million households across the country.
Why Doing Business with a Not-for-Profit is a Wise Choice.
You may have heard before that credit unions are “not-for-profit” business entities. That is not to be confused with a “nonprofit.” There are differences between the two types of organizations and it’s important to understand them.
7 Steps To a Mid-Year Financial Checkup
Give yourself a financial checkup before the summer gets away from you! From credit score to investments, it’s time to look under the hood!
Visa Member Rewards – Redeem Fuel Rewards
Our Visa Member Rewards card allows members to redeem points for rewards. Read what you can redeem with your points.
Now Available In Digital Banking!
Learn how to easily make a direct deposit to another account or loan through Interior FCU online or mobile banking.
Spring Clean Your Finances
You might be handy with a rake and broom, but have you done spring cleaning on your finances lately? We can help you get organized.
Visa Member Rewards – What Can I Redeem With My Points?
Our Visa Member Rewards card allows members to redeem points for rewards. Read what you can redeem with your points.
How Do I Read the Fine Print on My Credit Card Paperwork?
Who reads all the fine print on a credit card offer? Don’t set yourself up for a rude awakening by not reading all of your agreement.
Making A Transfer Via Mobile App
Need to transfer money account to account or to a friend? Learn how to easily make a transfer on the go with our mobile app.
Personal Lines of Credit
March 29, 2021 Personal Line of Credit: The Rainy Day Fund When You Need It Sometimes life throws expensive surprises. To cover them, you may need to borrow. If you’re borrowing to finance a costly event, consider a personal line of credit. Here are some ways...
Open A Deposit Anywhere!
Learn what how to open a savings account on-the-go to start working towards your financial goals. We’re here for your financial needs.
New & Used Auto Loans
Learn what to look for when buying a new car!
How To Enroll In Bill Pay
Simplify paying bills in our mobile banking app with Bill Pay!
5 Reasons We Overspend and How To Overcome
Learn how to kill overspending habits.
How To Download the Interior FCU Mobile App
Interior FCU is everywhere and anywhere you are! Learn how to download the 4.8 rated mobile app for your smartphone or tablet.
Card to Cart: What Does That Mean?
Add your Interior FCU credit/debit card to your online shopping cart to rack up the points! You’ll earn points to redeem for cash back!
Stay Connected To Your Account With Alerts
Keep tabs on your account activity with our Alerts feature on our mobile app. Learn how to get started!
Is Online Banking Safe?
Paying your bills with checks is so yesterday. Online banking is a much safer and easier way to get your bills paid on-time. Learn why…
How To Access ACHIEVE Via Mobile Banking
ACHIEVE Financial Wellness has everything you need to start your journey on a better financial life. Access it on the go via mobile app!
Updating Your Personal Information Via Mobile App
We’ve made it simple for you to update personal information in your settings via our mobile app. Update anywhere and everywhere you are!
How Can I Find The Nearest Branch To Me?
If you’re dipping into your savings account to pay for big purchases, you’re not only missing out on future dividends, you’re also missing an opportunity to get a low-interest rate personal loan.
What Is The Best Way To Use Your Home Equity Loan?
A home equity loan lets you use the equity you’ve built in your home as a source of ready cash for a multitude of projects. Get in touch with Interior FCU today to get started!
Share Secured Loans: A Quick Education on the Benefits
If you’re dipping into your savings account to pay for big purchases, you’re not only missing out on future dividends, you’re also missing an opportunity to get a low-interest rate personal loan.
How To Get Started With Carvana
If you’re in the market for a new car, look no further than Carvana. Our new car buying service provides a touchless delivery method that delivers your car to your doorstep.
Logging In To Mortgage Access
We know you’re busy and always on the go. That’s why we’ve made it simple for you to access your mortgage information with these simple steps.
Interior FCU Vehicle Equity Loan
Alike to home equity, your vehicle can be used as equity. If your car has enough equity, you could leverage that in a vehicle equity loan.
Should I Take the Zero-Percent Financing Offered by the Dealer?
Before you jump on the offer, call Interior FCU and check your rate and the amount for which you can get financed, then take a look at the carmaker’s zero-interest offer and see which one works better for you!
How To Use Visa Access
Keep tabs on your Visa account on the go! Visa Access provides credit cardholders plenty of features to keep our members aware of all account activity.
How To Access Your Visa Member Rewards
With thousands of credit cards to choose from, it is more important than ever to pick a rewards credit card that suits your lifestyle. Our Visa® Member Rewards card gives you all the security and value you need, plus unlimited potential for earning rewards.
How To Apply For A Loan
We provided steps on how to apply for a loan with us simply through our mobile app.
What Are The Benefits Of Being An Interior FCU Member?
There’s more to being an Interior FCU member than loans and savings accounts. The membership comes with insurance discounts, car rental discounts, and more!
The Complete Guide To Prioritizing Bills During A Financial Crunch
Financial setbacks can be a difficult time to prioritize bills such as childcare, cell phone, mortgage, and more. Here is a guide on how to manage during this time.
Doorbell Security Cameras Not So Secure
“Smart home” devices like Ring and Nest can be great conveniences, but they’re also a playground for hackers and scammers.
Member-to-Member Transfers
Transfer Money to Your Interior FCU Friends with Member-to-Member Transfers! Simple and easy process done right through our mobile app.
Digital Wallets Comparison
All digital wallets require some form of secondary authorization, with Samsung and Apple having bio-verification options. Pick the one that works best for you, but remember to keep a little cash on hand in case the power goes out!
Stay Connected To Your Account With Alerts
Learn how to say connected to your accounts and activity.
5 Ways to Pay Off a Loan Early
Want to get out of debt? Who doesn’t? You can take small steps that add up to big interest savings and earlier repayment. We’ve got the info!
Money Management
Why use an external budgeting tool when we provide one right within our mobile app? Use Money Management to generate a healthy budget based on your current spending history.
8 Ways To Beat Holiday Stress
If holiday stress is nipping at your enjoyment of the season, we at Interior FCU have tips to help bring the cheer back and keep it!
Using Card Controls
Updated: July 20, 2021Using Card Controls When you’re traveling and on-the-go, your card goes with you and should be protected. You can protect your debit and credit card from fraud and misuse with Card Controls. Why Should I Use Card Controls? Card Controls...
My Pre-Approval Offers
Filling out loan applications can be a hassle. Learn how to access pre-approval offers.
Alert from Interior Federal Credit Union
Interior Federal Credit Union would like to share some basic fraud intelligence, from our partners at CO-OP Financial Services, about intermittent scams…
Apple Pay, Samsung Pay, Google Pay And Tokenization: How To Stay Safe With The Wallet Of The Future
October 7, 2019 Apple Pay, Samsung Pay, Google Pay, And Tokenization: How To Stay Safe With The Wallet Of The Future Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone. Apple Pay, Samsung Pay and other mobile...
How Much Money Should I Keep In My Checking Account?
How much should you be keeping in your checking account? Too little and you could be in trouble. We can help you figure it out!
Goals and Cash Flow
October 1, 2019 What are your Financial Goals? Goals "A man without a plan is lost before the day starts." This quote by Lewis K. Bendele accurately explains what happens without planning your financial goals. We all have wants in life... vacations, a...
All You Need to Know About Mobile Deposit
September 10, 2019 All You Need to Know About Mobile Deposit In a world where you can order almost anything through your mobile phone — from a new pair of shoes to a dining room table to tickets to a Caribbean cruise — it only makes sense that Interior FCU...
The Credit Union Difference Part 2: What’s In A Membership?
September 1, 2019 The Credit Union Difference Part 2: What's In A Membership? As a member of Interior FCU, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are...
Benefits of Getting Pre-Approved for a Car Loan
Apply for your car loan, and then request a pre-approval letter from us so that you don’t have to visit the Finance Office at the dealership! Now, that’s purchasing power.
Debts & Net Worth
Being in control of your debt is very important in knowing how well you are paying down debt and knowing what your assets and liabilities are worth.
The Credit Union Difference Part 1: The History Of Credit Unions
July 1, 2019 The Credit Union Difference Part 1: The History of Credit Unions As a member of Interior FCU, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as an equal...
Dealing with a Financial Setback
Financial setbacks are pretty much unavoidable, but how you respond to them can make a HUGE difference in your future. We’ve got some tips for you.
Ransomware and Mobile Devices
One of the most insidious problems today for desktops, laptops and even mobile devices is ransomware. What should you do if you’re hit?
When Should I Put My House on the Market?
If you’re selling your house, spring is the best time to get it done. You’ll spend less time on the housing market and get more out of the deal!
Budget Tab and Tracking Spending Trends
Say goodbye to writing down budgets the old fashion way! Budgeting in the Money Management feature of our online & mobile banking platforms makes it simple.
All You Need to Know About Buying a Used Car
Scared to buy a used car? Avoid the horror stories with our tips on everything from finding your ride to checking it out and closing the deal!
5 Reasons to Open a Money Market Account
Check out the Money Market accounts at Interior FCU today! You’ll get higher rates with the security you trust and easy access to funds!
Track Spending – Money Management
More money, more problems! Tracking your spending may have been a problem before but it isn’t now with Money Management! Simply add your internal and external accounts and categorize your spending.
Turbo Charge Your Retirement
January 1, 2019 Turbo Charge Your Retirement Q: I’m in my 40s and haven’t saved nearly enough to prepare for retirement. How can I “turbo-charge” my retirement savings to catch up? A: The good news is that you still have a lot of peak earning years ahead of...
How Should I Fund My Holiday Shopping?
The holiday season is a great time of year for receiving and giving gifts. It is also the time of year that scammers work harder than ever to intrude on your privacy and extract money from your account.
7 Naughty Scams to Watch out for this Holiday Season
The holiday season is a great time of year for receiving and giving gifts. It is also the time of year that scammers work harder than ever to intrude on your privacy and extract money from your account.
Equity
Many aren’t sure about what home equity means and how they can use their home as a valuable asset. Once purchasing your home, your home creates equity that can be used to help pay for large purchases like a new car or furniture.
Are the Benefits and Savings of Energy-Efficient Appliances Worth the Price?
The price of energy can be a killer when trying to use your home appliances. Since the inception of energy-efficient appliances, many have questioned the benefits, savings, and whether it is worth it.
How to Access Our Support Line in Online & Mobile Banking
When it comes to your finances, it’s okay to have questions! We’re here to answer any questions you have in regards to savings, checking accounts, and loans. It’s important to know where you can access our Contact Center’s phone number for any questions you have.
Take Your First Steps Before They Take Theirs: Financial Planning for the New Parent
Being a new parent can be scary and exciting all at the same time. With the parental commitment to a newborn, it’s important focus on the priorities of teaching and helping your child to save for their future.
Share Certificates: How to Keep Your Money Spinning
August 20, 2018 Certificates: How to Keep Your Money Spinning A certificate is much like the familiar certificate of deposit (CD) offered by banks. It acts like a traditional savings account in that you deposit money to collect dividends over time. It differs from a...
Early Retirement Costs You Might Have Missed and How to Save for Them
August 20, 2018 Early Retirement Costs You Might Have Missed and How to Save for Them Retiring early is the dream. You get to spend more time with your family and enjoy your hobbies while you’re healthy enough to do so. You can say goodbye to the workaday world and...
Are Your Investments Safe?
August 16, 2018 Are Your Investments Safe? What’s your first thought when you consider the question, “Are your investments safe?” You might think about federally insured deposit accounts through National Credit Union Administration (NCUA). That’s a logical and...
Getting The Most Out Of Kids Accounts
August 16, 2018 Getting The Most Out of Kids Accounts Managing money is a foundational life skill for both kids and teens. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending...
Look Before You Pump! Caution Using Your Debit Card At The Gas Station
August 10, 2018 Look Before You Pump! Caution Using Your Debit Card At The Gas Station How many times a month do you fill ‘er up? It’s a mindless chore, but did you know it can also be the beginning of a financial nightmare? Gas pump skimming is an old crime...
How Many Credit Cards Should I Own?
September 14, 2018 How Many Credit Cards Should I Own? The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest...
7 Ways to Spot a Loan Scam
July 2, 2018 7 Ways to Spot a Loan Scam Your credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you – and the few that are offer very...
Skip-a-Payment – Free Cash Flow with a Summertime Break from your Loan Payment
July 20, 2018 Skip-A-Payment: Free Cash Flow with a Summertime Break from your Loan Payment Q: Summer puts a strain on my budget because of extra expenses! I’ve been looking for a way to get through it without racking up a huge credit card bill. I’m considering...
The Truth About Auto Dealer Loans
September 28, 2018 The Truth About Auto Dealer Loans Ever wonder how an auto dealer can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to...
Auto Loans: Credit Unions Vs. Banks
April 18, 2018 Auto Loans: Credit Unions Vs. Banks Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is willing to finance you,...
7 Home Improvements You Can Do Yourself With A Little Help From Interior FCU
April 17, 2018 Top 7 Home Improvements You Can Do Yourself With A Little Help From Interior FCU Stop and take a look around your house. Are you delighted with everything in it? This is where you spend a good portion of your day, and where you and your family...
What You Need To Know About Government Shutdowns
December 26, 2018What You Need To Know About A Government Shutdown When a government shutdown occurs, you may wonder what that means for you. Which government offices and agencies stay up and running, and which of them are shuttered until the shutdown ends? Here’s...
Romance On A Budget
January 11, 2019 Romance On A Budget: How To Woo For Less Spring may be far away, but love is still in the air. It’s almost St. Valentine’s Day, and that means it’s time to start planning something special for that special someone in your life. How can you show...
Don’t Bust The Budget!
February 2, 2018 Don't Bust The Budget! This challenging budget activity is the perfect way to constructively fill those bitterly cold winter weekends. Did you ever wish there was some way to get your fashion-conscious 11-year-old to realize all those things she’s...
Build A Budget
February 02, 2018 Build A Budget Why is it important to teach your child to budget? Though it’s hard to believe it when you’re knee-deep in their laundry and begging them to do their homework, your little ones won’t be young forever. Some day, they will be all grown...
10 Myths About Credit Unions
December 06, 2017 10 Myths About Credit Unions Credit unions have more than their fair share of common myths and misconceptions. If you were to ask someone who has never had a credit union account, 'what is a credit union?' you would probably get the following...
Everything You Want To Know About Bitcoin
November 22, 2017 Everything You Want to Know About Bitcoin What is Bitcoin? Bitcoin is a form of money that is entirely digital. In other words, if the U.S. has dollars, and Europe has Euros, the internet has bitcoins. But the fact that bitcoin is digital isn’t the...
Share Secured Loan FAQ
November 07, 2017 Share Secured Loan FAQ Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair: 1.) What are share secured loans? Share secured loans allow you to...
Phishing Alert- Beware Of Scammers
October 31, 2017 Phishing Alert- Beware of Scammers Phishing happens all the time! Scammers never take a break! Just when you think they’ve run out of steam, another scam surfaces in which fraudsters try to quietly take both your money and information. The Federal...
Spending This Holiday Season
November 17, 2017 How To Control Holiday Spending The holidays are supposed to be a time of joy and celebration. But too many of us find them to be a time of great financial stress too. How can you give gifts to so many loved ones while balancing spending? Make a...
Budget Tactics For Fall Shopping
October 03, 2017 How To Shop for Fall on a Budget If you’ve just breathed a sigh of relief because the back-to-school shopping season is behind you, you’ve got another thing coming. Shopping on a budget can be a challenge, but not impossible. The fun is just...
It’s Almost Halloween, So Let’s Talk Christmas
August 24, 2017 It's almost Halloween, so let's talk Christmas Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at...
Can Living Frugally Make You Happier Than Living Lavishly?
August 24, 2017 Can Living Frugally Make You Happier Than Living Lavishly? Do you believe money is the key to happiness?Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card...
Save money while vacationing abroad
July 27, 2018 Save Money While Vacationing Abroad Winging your way across the ocean, whimsical browsing in quaint shops and dining on exotic fare in an outdoor Paris cafe are the things that make up dream vacations. But when you’re wondering whether the money...
Financial Tips For Single Parents
July 25, 2017 Financial Tips for Single Parents Smart money management is always important, but it can take on more urgency for those who are without a partner. Whether you’re divorced, widowed, or single by choice, single parenting brings unique budgeting...
Six ways to save on your Summer vacation
May 4, 2018 Six Ways To Save On Summer Vacation The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where...
Choosing An Equity Loan In A Rising Rates Environment
May 26, 2017 Choosing An Equity Loan In A Rising Rates Environment Q: I’d like to take out a loan against my home’s equity, but I’ve heard that interest rates are expected to climb soon. What are the differences between a home equity line of credit...
A Different Breed of Diversification: What Multiple Certificates Can Do For You
April 20, 2017 A Different Breed of Diversification: What Multiple Certificates Can Do For You. For planned savings, share certificates (aka “savings certificates” or “certificates”) are a great option. They allow you to earn a pretty good return on your...
Unprepared For College Tuition? You’re Not Alone!
April 20, 2017 Unprepared for College Tuition? You're Not Alone! Q: Help! My spouse and I are the parents of a college-bound high school junior who’s starting to look at schools. We couldn’t be prouder of our young scholar, but we haven’t saved a dime to help...
6 Questions Your Auto Dealer Hopes You Can’t Answer
February 22, 2016 6 Questions Your Auto Dealer Hopes You Can't Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The...
Pre-Qualification
April 18, 2019 Get Pre-Qualified Q: My current house just isn’t doing it for my family. We’re looking for a house to purchase that is near good schools and in a good neighborhood, but it’s taking longer than hoped. I’m a little worried that interest...
Home Improvement Projects
May 18, 2018 4 Home Improvement Projects with High Long-Term Return When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the...
Home Loan Ecourse
April 18, 2019Home Loan E-Course Lesson 1: Buying A Home Of Your Own It’s everyone’s dream to get a place of their own, a happy space where they can sleep with a sense of security while also enjoying the pleasures of life. Buying a house is indeed one of the most...
Find additional tips and guidance at Achieve Financial Wellness, our digital financial education program.
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