Recent Posts

If you’re dipping into your savings account to pay for big purchases, you’re not only missing out on future dividends, you’re also missing an opportunity to get a low-interest rate personal loan.

What Is The Best Way To Use Your Home Equity Loan?

Credit, General, Home Equity

A home equity loan lets you use the equity you’ve built in your home as a source of ready cash for a multitude of projects. Get in touch with Interior FCU today to get started!

Share Secured Loans: A Quick Education on the Benefits

If you’re dipping into your savings account to pay for big purchases, you’re not only missing out on future dividends, you’re also missing an opportunity to get a low-interest rate personal loan.

How To Get Started With Carvana

Credit, General, vehicle

If you’re in the market for a new car, look no further than Carvana. Our new car buying service provides a touchless delivery method that delivers your car to your doorstep.

Logging In To Mortgage Access

Credit, General, Home Buying, Mobile Banking, mortgage

We know you’re busy and always on the go. That’s why we’ve made it simple for you to access your mortgage information with these simple steps.

Interior FCU Vehicle Equity Loan

Credit, General, Mobile Banking, vehicle

Alike to home equity, your vehicle can be used as equity. If your car has enough equity, you could leverage that in a vehicle equity loan.

Should I Take the Zero-Percent Financing Offered by the Dealer?

Credit, digital, Financial Wellness, General, Mobile Banking

Before you jump on the offer, call Interior FCU and check your rate and the amount for which you can get financed, then take a look at the carmaker’s zero-interest offer and see which one works better for you!

How To Use Visa Access

Credit, digital, Financial Wellness, General, Mobile Banking

Keep tabs on your Visa account on the go! Visa Access provides credit cardholders plenty of features to keep our members aware of all account activity.

How To Access Your Visa Member Rewards

Credit, digital, Financial Wellness, General, Mobile Banking

With thousands of credit cards to choose from, it is more important than ever to pick a rewards credit card that suits your lifestyle. Our Visa® Member Rewards card gives you all the security and value you need, plus unlimited potential for earning rewards.

How Can I Use My Card Safely and Contactless During The Pandemic?

checking, Credit, Cyber Secruity, digital, General, Mobile Banking, technology

Learn how you can make transactions in a safe and contactless way.

How To Apply For A Loan

Credit, General, Home Buying

We provided steps on how to apply for a loan with us simply through our mobile app.

What Are The Benefits Of Being An Interior FCU Member?

There’s more to being an Interior FCU member than loans and savings accounts. The membership comes with insurance discounts, car rental discounts, and more!

The Complete Guide To Prioritizing Bills During A Financial Crunch

Balancing Life, Financial Wellness, General

Financial setbacks can be a difficult time to prioritize bills such as childcare, cell phone, mortgage, and more. Here is a guide on how to manage during this time.

COVID-19 Texting Scam

Credit, Cyber Secruity, Financial Wellness, General

With the coronavirus pandemic pushing the global economy toward recession, is it still a good time to buy a house? Interest rates are low, and the slowing market may lead to eased credit qualifications.

Coronavirus Stimulus Scams Surface Targeting Members

Credit, Cyber Secruity, Financial Wellness, General

With the coronavirus pandemic pushing the global economy toward recession, is it still a good time to buy a house? Interest rates are low, and the slowing market may lead to eased credit qualifications.

Beware of Coronavirus Scams

Credit, Cyber Secruity, Financial Wellness, General

With the coronavirus pandemic pushing the global economy toward recession, is it still a good time to buy a house? Interest rates are low, and the slowing market may lead to eased credit qualifications.

Should I Buy A House During a Pandemic?

Credit, General, Home Buying

With the coronavirus pandemic pushing the global economy toward recession, is it still a good time to buy a house? Interest rates are low, and the slowing market may lead to eased credit qualifications.

Doorbell Security Cameras Not So Secure

Cyber Secruity, digital, General, technology

“Smart home” devices like Ring and Nest can be great conveniences, but they’re also a playground for hackers and scammers.

Member-to-Member Transfers

digital, General, Mobile Banking, technology

Transfer Money to Your Interior FCU Friends with Member-to-Member Transfers! Simple and easy process done right through our mobile app.

Digital Wallets Comparison

Credit, digital, General, Mobile Banking, technology

All digital wallets require some form of secondary authorization, with Samsung and Apple having bio-verification options. Pick the one that works best for you, but remember to keep a little cash on hand in case the power goes out!

Stay Connected To Your Account With Alerts

Cyber Security, digital, General, Mobile Banking, technology

Learn how to say connected to your accounts and activity.

5 Ways to Pay Off a Loan Early

Want to get out of debt? Who doesn’t? You can take small steps that add up to big interest savings and earlier repayment. We’ve got the info!

Money Management

Balancing Life, Financial Wellness, General

Why use an external budgeting tool when we provide one right within our mobile app? Use Money Management to generate a healthy budget based on your current spending history.

8 Ways To Beat Holiday Stress

Balancing Life, General

If holiday stress is nipping at your enjoyment of the season, we at Interior FCU have tips to help bring the cheer back and keep it!

Using Card Controls

October 1, 2020Using Card Controls When you’re traveling and on-the-go, your card goes with you and should be protected. You can protect your debit and credit card from fraud and misuse with Card Controls. Why Should I Use Card Controls? Card Controls provides...

My Pre-Approval Offers

Filling out loan applications can be a hassle. Learn how to access pre-approval offers.

Alert from Interior Federal Credit Union

Interior Federal Credit Union would like to share some basic fraud intelligence, from our partners at CO-OP Financial Services, about intermittent scams…

Apple Pay, Samsung Pay, Google Pay And Tokenization: How To Stay Safe With The Wallet Of The Future

October 7, 2019 Apple Pay, Samsung Pay, Google Pay, And Tokenization: How To Stay Safe With The Wallet Of The Future Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone. Apple Pay, Samsung Pay and other mobile...

How Much Money Should I Keep In My Checking Account?

checking, General

How much should you be keeping in your checking account? Too little and you could be in trouble. We can help you figure it out!

Goals and Cash Flow

October 1, 2019 What are your Financial Goals? Goals "A man without a plan is lost before the day starts." This quote by Lewis K. Bendele accurately explains what happens without planning your financial goals. We all have wants in life... vacations, a...

All You Need to Know About Mobile Deposit

September 10, 2019 All You Need to Know About Mobile Deposit In a world where you can order almost anything through your mobile phone — from a new pair of shoes to a dining room table to tickets to a Caribbean cruise — it only makes sense that Interior FCU...

The Credit Union Difference Part 2: What’s In A Membership?

September 1, 2019 The Credit Union Difference Part 2: What's In A Membership? As a member of Interior FCU, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are...

Benefits of Getting Pre-Approved for a Car Loan

Apply for your car loan, and then request a pre-approval letter from us so that you don’t have to visit the Finance Office at the dealership! Now, that’s purchasing power.

Do My Monthly Bill Payments Affect My Credit Score?

Credit, Financial Wellness, General

If you’re looking to boost your credit score, there are ways to have things like rent and utility bill payments considered in your score! Rent-reporting services usually charge a fee, and not all of them report to all bureaus, but they’ll help regular rent payments do you some good.

Debts & Net Worth

Being in control of your debt is very important in knowing how well you are paying down debt and knowing what your assets and liabilities are worth.

The Credit Union Difference Part 1: The History Of Credit Unions

July 1, 2019 The Credit Union Difference Part 1: The History of Credit Unions As a member of Interior FCU, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as an equal...

Dealing with a Financial Setback

Financial setbacks are pretty much unavoidable, but how you respond to them can make a HUGE difference in your future. We’ve got some tips for you.

Ransomware and Mobile Devices

One of the most insidious problems today for desktops, laptops and even mobile devices is ransomware. What should you do if you’re hit?

When Should I Put My House on the Market?

General, Home Buying

If you’re selling your house, spring is the best time to get it done. You’ll spend less time on the housing market and get more out of the deal!

Budget Tab and Tracking Spending Trends

Say goodbye to writing down budgets the old fashion way! Budgeting in the Money Management feature of our online & mobile banking platforms makes it simple.

All You Need to Know About Buying a Used Car

Scared to buy a used car? Avoid the horror stories with our tips on everything from finding your ride to checking it out and closing the deal!

5 Reasons to Open a Money Market Account

Check out the Money Market accounts at Interior FCU today! You’ll get higher rates with the security you trust and easy access to funds!

Track Spending – Money Management

More money, more problems! Tracking your spending may have been a problem before but it isn’t now with Money Management! Simply add your internal and external accounts and categorize your spending.

Turbo Charge Your Retirement

January 1, 2019 Turbo Charge Your Retirement Q: I’m in my 40s and haven’t saved nearly enough to prepare for retirement. How can I “turbo-charge” my retirement savings to catch up? A: The good news is that you still have a lot of peak earning years ahead of...

How Should I Fund My Holiday Shopping?

The holiday season is a great time of year for receiving and giving gifts. It is also the time of year that scammers work harder than ever to intrude on your privacy and extract money from your account.

7 Naughty Scams to Watch out for this Holiday Season

The holiday season is a great time of year for receiving and giving gifts. It is also the time of year that scammers work harder than ever to intrude on your privacy and extract money from your account.

Equity

Many aren’t sure about what home equity means and how they can use their home as a valuable asset. Once purchasing your home, your home creates equity that can be used to help pay for large purchases like a new car or furniture.

Are the Benefits and Savings of Energy-Efficient Appliances Worth the Price?

The price of energy can be a killer when trying to use your home appliances. Since the inception of energy-efficient appliances, many have questioned the benefits, savings, and whether it is worth it.

How to Access Our Support Line in Online & Mobile Banking

When it comes to your finances, it’s okay to have questions! We’re here to answer any questions you have in regards to savings, checking accounts, and loans. It’s important to know where you can access our Contact Center’s phone number for any questions you have.

Take Your First Steps Before They Take Theirs: Financial Planning for the New Parent

Being a new parent can be scary and exciting all at the same time. With the parental commitment to a newborn, it’s important focus on the priorities of teaching and helping your child to save for their future.

Share Certificates: How to Keep Your Money Spinning

August 20, 2018 Certificates: How to Keep Your Money Spinning A certificate is much like the familiar certificate of deposit (CD) offered by banks. It acts like a traditional savings account in that you deposit money to collect dividends over time. It differs from a...

Early Retirement Costs You Might Have Missed and How to Save for Them

August 20, 2018 Early Retirement Costs You Might Have Missed and How to Save for Them Retiring early is the dream. You get to spend more time with your family and enjoy your hobbies while you’re healthy enough to do so. You can say goodbye to the workaday world and...

Are Your Investments Safe?

August 16, 2018 Are Your Investments Safe? What’s your first thought when you consider the question, “Are your investments safe?” You might think about federally insured deposit accounts through National Credit Union Administration (NCUA). That’s a logical and...

Getting The Most Out Of Kids Accounts

August 16, 2018 Getting The Most Out of Kids Accounts Managing money is a foundational life skill for both kids and teens. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending...

Look Before You Pump! Caution Using Your Debit Card At The Gas Station

August 10, 2018 Look Before You Pump! Caution Using Your Debit Card At The Gas Station How many times a month do you fill ‘er up? It’s a mindless chore, but did you know it can also be the beginning of a financial nightmare? Gas pump skimming is an old crime...

How Many Credit Cards Should I Own?

September 14, 2018 How Many Credit Cards Should I Own? The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest...

7 Ways to Spot a Loan Scam

July 2, 2018 7 Ways to Spot a Loan Scam Your credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you – and the few that are offer very...

Skip-a-Payment – Free Cash Flow with a Summertime Break from your Loan Payment

July 20, 2018 Skip-A-Payment: Free Cash Flow with a Summertime Break from your Loan Payment Q: Summer puts a strain on my budget because of extra expenses! I’ve been looking for a way to get through it without racking up a huge credit card bill. I’m considering...

Personal Loans: The Swiss Army Knife of Personal Finance

May 17, 2018 Personal Loans: The Swiss Army Knife of Personal Finance Sometimes life throws expensive surprises. To cover them, you’ll need to borrow. If you’re borrowing to finance one of these costly events, consider a personal loan. 1.) Weddings. When...

The Truth About Auto Dealer Loans

September 28, 2018 The Truth About Auto Dealer Loans Ever wonder how an auto dealer can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to...

Auto Loans: Credit Unions Vs. Banks

April 18, 2018 Auto Loans: Credit Unions Vs. Banks Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is willing to finance you,...

7 Home Improvements You Can Do Yourself With A Little Help From Interior FCU

April 17, 2018 Top 7 Home Improvements You Can Do Yourself With A Little Help From Interior FCU Stop and take a look around your house. Are you delighted with everything in it? This is where you spend a good portion of your day, and where you and your family...

What You Need To Know About Government Shutdowns

December 26, 2018What You Need To Know About A Government Shutdown When a government shutdown occurs, you may wonder what that means for you. Which government offices and agencies stay up and running, and which of them are shuttered until the shutdown ends? Here’s...

6 Common Tax Mistakes

February 16, 2018 6 Common Tax Mistakes to Avoid It's that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work. Drowning in paper and getting numb from all those...

Romance On A Budget

January 11, 2019 Romance On A Budget: How To Woo For Less Spring may be far away, but love is still in the air. It’s almost St. Valentine’s Day, and that means it’s time to start planning something special for that special someone in your life. How can you show...

Don’t Bust The Budget!

February 2, 2018 Don't Bust The Budget! This challenging budget activity is the perfect way to constructively fill those bitterly cold winter weekends. Did you ever wish there was some way to get your fashion-conscious 11-year-old to realize all those things she’s...

Build A Budget

February 02, 2018 Build A Budget Why is it important to teach your child to budget? Though it’s hard to believe it when you’re knee-deep in their laundry and begging them to do their homework, your little ones won’t be young forever. Some day, they will be all grown...

2018 Tax Changes

December 15, 2017 The Real Deal On The 2018 Tax Changes With tax season looming, the current administration is hard at work implementing changes to an already complicated tax code. The administration believes the upcoming changes will work to strengthen the middle...

10 Myths About Credit Unions

December 06, 2017 10 Myths About Credit Unions Credit unions have more than their fair share of common myths and misconceptions. If you were to ask someone who has never had a credit union account, 'what is a credit union?' you would probably get the following...

Everything You Want To Know About Bitcoin

November 22, 2017 Everything You Want to Know About Bitcoin What is Bitcoin? Bitcoin is a form of money that is entirely digital. In other words, if the U.S. has dollars, and Europe has Euros, the internet has bitcoins. But the fact that bitcoin is digital isn’t the...

The iPhone X and Decoy Pricing

November 21, 2017 The iPhone X and Decoy Pricing FAQ The price tag for iPhone X will be higher than any previous generation of iPhone. How does Apple manage to maintain sales while driving prices up? There’s always been an aura of mystique surrounding the Apple...

Share Secured Loan FAQ

November 07, 2017 Share Secured Loan FAQ Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair: 1.) What are share secured loans? Share secured loans allow you to...

Phishing Alert- Beware Of Scammers

October 31, 2017 Phishing Alert- Beware of Scammers Phishing happens all the time! Scammers never take a break! Just when you think they’ve run out of steam, another scam surfaces in which fraudsters try to quietly take both your money and information. The Federal...

Equifax Breach Updates- Financial Self Defense

October 06, 2017 Equifax Breach Updates - Financial Self Defense It's been several weeks since the massive data breach at Equifax became public knowledge. The panic that followed the astounding news has given way to anger, bafflement and an overwhelming sense of...

Spending This Holiday Season

November 17, 2017 How To Control Holiday Spending The holidays are supposed to be a time of joy and celebration. But too many of us find them to be a time of great financial stress too. How can you give gifts to so many loved ones while balancing spending? Make a...

Budget Tactics For Fall Shopping

October 03, 2017 How to shop for Fall on a budget If you’ve just breathed a sigh of relief because the back-to-school shopping season is behind you, you’ve got another thing coming. Shopping on a budget can be a challenge, but not impossible. The fun is just...

Everything You Need To Know About The Equifax Breach

September 12, 2017 Equifax Data Breach of 2017 In a recently revealed Equifax data breach, 143 million Americans may have had their personal information exposed. Equifax, one of the nation’s three major credit reporting agencies, reported a massive data breach lasting...

It’s Almost Halloween, So Let’s Talk Christmas

August 24, 2017 It's almost Halloween, so let's talk Christmas Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at...

Can Living Frugally Make You Happier Than Living Lavishly?

August 24, 2017 Can living frugally make you happier than living lavishly? Do you believe money is the key to happiness? Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card...

Save money while vacationing abroad

July 27, 2018 Save Money While Vacationing Abroad Winging your way across the ocean, whimsical browsing in quaint shops and dining on exotic fare in an outdoor Paris cafe are the things that make up dream vacations. But when you’re wondering whether the money...

Financial Tips For Single Parents

July 25, 2017 Financial tips for single parents Smart money management is always important, but it can take on more urgency for those who are without a partner. Whether you’re divorced, widowed, or single by choice, single parenting brings unique budgeting...

What you need to know about EMV

July 25, 2017 What you need to know about EMV Are you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet. EMV, which stands for Europay, Mastercard and Visa, and has been used for years throughout the world, was...

Six ways to save on your Summer vacation

Six ways to save on your Summer vacation May 4, 2018 The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend?...

Choosing An Equity Loan In A Rising Rates Environment

May 26, 2017 Choosing An Equity Loan In A Rising Rates Environment Q: I’d like to take out a loan against my home’s equity, but I’ve heard that interest rates are expected to climb soon. What are the differences between a home equity line of credit...

Rising Interest Rates: What Do They Mean For You?

May 26, 2017 Rising Interest Rates: What Do They Mean For You? If you read financial headlines, you’ve no doubt seen the news that the Federal Reserve is raising interest rates. These headlines can be accompanied with all sorts of hyperbole about the end...

A Different Breed of Diversification: What Multiple Certificates Can Do For You

April 20, 2017 A Different Breed of Diversification: What Multiple Certificates Can Do For You. For planned savings, share certificates (aka “savings certificates” or “certificates”) are a great option. They allow you to earn a pretty good return on your...

Unprepared For College Tuition? You’re Not Alone!

Unprepared For College Tuition? You're Not Alone! April 20, 2017 Q: Help! My spouse and I are the parents of a college-bound high school junior who’s starting to look at schools. We couldn’t be prouder of our young scholar, but we haven’t saved a dime to help...

Cloudbleed: What You Need to Know About the Latest Data Breach

Cloudbleed Data Breach- What You Need To Know March 08, 2017 Did you know that internet services you’ve never heard of can significantly impact your life? That’s what happened in last week’s data leak from Cloudflare, a distributed computing technology...

6 Questions Your Auto Dealer Hopes You Can’t Answer

6 Questions Your Auto Dealer Hopes You Can't Answer February 22, 2016 Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest...

Pre-Qualification

April 18, 2019 Get Pre-Qualified Q: My current house just isn’t doing it for my family. We’re looking for a house to purchase that is near good schools and in a good neighborhood, but it’s taking longer than hoped. I’m a little worried that interest rates are...

Home Improvement Projects

May 18, 2018 4 Home Improvement Projects with High Long-Term Return When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the...

Home Loan Ecourse