Mortgages

Owning a home is part of the American dream, and we want to help make that dream come true for you!

Whether this is your first time buying a home or you’ve been through the purchasing process before, we’ll do everything we can to make it easy and understandable for you. If you already own a home, we can help you refinance it at a better rate or use mortgage refinancing to consolidate all of your debts. Interior FCU offers:

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Interior FCU offers a variety of home loan options for purchasing or refinancing your home.

Type of LoanBenefits
Fixed Rate LoanWith a fixed rate, you never have to worry about your rate changing even if market conditions change. You’ll know exactly what your monthly payment will be for the life of your loan.
Adjustable Rate LoanAn adjustable rate loan gives you the flexibility to take advantage of changes in the market, but offers less predictability in terms of payments over the life of your loan.
Jumbo LoanJumbo loans are larger than average loans for single family homes that exceed the amount which can be financed by other mortgage loan options.
VA LoanThis loan is for qualified veterans, service members, or their surviving spouses. It offers options for 100% financing with no private mortgage insurance requirement.
FHA LoanFHA loans make it easier for qualified individuals to afford a home without a conventional down payment. It’s also a good option for those who do not qualify for private mortgage insurance.

See current rates for all loan types here.

Speak with a Loan Consultant for help deciding which type of loan is best for you.

We offer a convenient and simple way to manage your mortgage loan completely online through online banking.

  • Review payment history and options.
  • View loan balances.
  • View statements.
  • View important mortgage and tax documents.
  • Make a loan payoff request.

To speak to someone concerning first mortgage loans, please call 571-490-8006.

See our mortgage disclosures.

Calculators are Powered By CULookup and are not a guarantee of credit.  Links within the calculator lead to a third party site, Interior FCU does not provide and is not responsible for the product, service, overall website content, security, or privacy policies on any external third-party sites.

*In some cases, rebates on new construction purchases are based on base price, and upgraded price. Rebate is based on 20% of the commission on the transaction side. You may not have an active listing agreement or a buyer broker agreement with any real estate company in order to enroll in the program. Rebate void where prohibited by law. Some restrictions may apply.

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