Owning a home is part of the American dream, and we want to help make that dream come true for you! Whether this is your first time buying a home, or you’ve purchased before, we’ll do everything we can to make the process seamless.
Benefits of Applying through Interior FCU:
- Easy online application. On average, applications take less than 10 minutes to complete!
- Competitive rates and various terms available.
- Preapproved applications are valid for 90 days.
- For more information or to apply via phone, dial (855) 913-6189.
We want to help you find the best mortgage and get the most competitive rate. So, we have partnered with Credit Union Mortgage Association (CUMA), a full-service mortgage company that serves the entire United States.
|Type of Loan||Benefits|
|Fixed Rate Loan||With a fixed rate, you never have to worry about your rate changing even if market conditions change. You’ll know exactly what your monthly payment will be for the life of your loan.|
|Adjustable Rate Loan||An adjustable rate loan gives you the flexibility to take advantage of changes in the market, but offers less predictability in terms of payments over the life of your loan.|
|Jumbo Loan||Jumbo loans are larger than average loans for single family homes that exceed the amount which can be financed by other mortgage loan options.|
|VA Loan||This loan is for qualified veterans, service members, or their surviving spouses. It offers options for 100% financing with no private mortgage insurance requirement.|
|FHA Loan||FHA loans make it easier for qualified individuals to afford a home without a conventional down payment. It’s also a good option for those who do not qualify for private mortgage insurance.|
|Reverse Mortgages||A loan that requires a homeowner who is 62 or older and has considerable home equity can borrow against the value of their home and receive funds as a lump sum, fixed monthly payment, or line of credit.|
|First-Time Home Buyer Program||Assists first-time home buyers with calculating upfront costs of purchasing a home, what type of mortgage to invest in (fixed or variable), and more!|
Speak with a Loan Consultant for help deciding which type of loan is best for you.
We offer a convenient and simple way to manage your mortgage loan completely online through online banking.
- Review payment history and options.
- View loan balances.
- View statements.
- View important mortgage and tax documents.
- Make a loan payoff request.
To speak to someone regarding your existing mortgage loan, please call 703-425-1204.
Buying or selling a home can be stressful. But working with an experienced realtor can help relieve the pressure of taking that big step. As a member of the Credit Union, you have access to agents in your local area, and by using one of these vetted realtors during your home buy, sell, or both, you can receive a rebate off of those realtor services. Put that money toward your moving expenses!
Check out both of the options:
*In some cases, rebates on new construction purchases are based on base price, and upgraded price. Rebate is based on 20% of the commission on the transaction side. You may not have an active listing agreement or a buyer broker agreement with any real estate company in order to enroll in the program. Rebate void where prohibited by law. Some restrictions may apply.
Not all applicants will qualify.
Calculators are Powered By CULookup and are not a guarantee of credit. Links within the calculator lead to a third party site, Interior FCU does not provide and is not responsible for the product, service, overall website content, security, or privacy policies on any external third-party sites.