Vehicle Loans

Explore more, pay less! We’ll help you take the back roads, ride the waves, or feel at home cross-country or across town with great rates on loans for all types of vehicles. If you already have a vehicle loan, we may be able to help you refinance it at a lower rate or better payment plan!

Ready for your next adventure? Start here.

No matter where life’s adventures take you, it’s easy to apply online and manage your vehicle loan with online and mobile banking. We also offer tools and resources to help you find a vehicle, figure out how much you can afford, protect your purchase, and more!

We offer a First Time Auto Buying Program for our Young Adult Accounts, because we want to help young adults get a great rate, build good credit, and help fill their first tank of gas with a $50 Gas Card.  Check out our Young Adult Account.

Try our new auto buying service through TrueCar to easily research vehicles, and more importantly, see what others in your area paid for the car you want.  TrueCar works with certified dealers who are committed to total price transparency, so you can feel confident in your car buying experience.  If you finance with us and use the TrueCar service, we’ll give you .25% APR* loan discount.

Get in the fast lane to the car, truck, or motorcycle of your dreams with our fast approval and low rates! You can apply 24 hours a day online or by phone.

  • Up to 100% financing plus tax and tags, extended warranties, GAP insurance and payment protection insurance
  • Repayment terms up to 84 months for new and 72 months for used
  • Simple interest financing
  • No prepayment penalties
  • Quick pre-approval
  • Discounts of up to 0.25% when combined with direct deposit (minimum of $500 monthly), checking, e-statements and Visa® debit card



From adrenaline rushes to being in no rush at all, we help you enjoy your time off even more with affordable loans for outdoor toys.



TermAPR* as low asEstimated Monthly Payment/Per $10,000
New Vehicle
24 months1.99%$425.37
36 months1.99%$286.39
48 months1.99%$216.92
60 months1.99%$175.25
72 months2.59%$180.10
84 months4.00%$136.70
Used Vehicle NADA Retail & Trade
24 months2.24%$426.43
36 months2.24%$287.46
48 months2.49%$219.09
60 months2.49%$177.42
72 months3.04%$152.11

Calculators are Powered By CULookup and are not a guarantee of credit.  Links within the calculator lead to a third party site, Interior FCU does not provide and is not responsible for the product, service, overall website content, security, or privacy policies on any external third-party sites.

For additional information or assistance, please call us at 800-914-8619.

*APR=Annual Percentage Rate. Loan rates are based on creditworthiness and combined products/services of checking account, direct deposit (minimum $500 monthly), e-statements and VISA Debit Card. Rates are based on an evaluation of credit history, so your rate may differ. Not all borrowers will qualify for this rate.  Late charges in an amount not greater than 20% of the interest due with a minimum not less than $10.00 will be assessed at the option of the credit union on payments not received within fourteen (14) calendar days of the due date.  For additional rates and terms click here.

Online Banking

Interior Car Buying Service powered by TrueCar

TrueCar - YouTube video