June 16, 2023

Streamline Your Busy Lifestyle with Interior Federal’s Convenience Services

 

With Interior Federal’s convenient services, our members experience streamlined and secure banking with a range of features including text banking, account alerts for added security, Zelle for money transfers, mobile deposits, BillPay, and more which are all accessible with just a few clicks or taps. Read on to explore a few of our convenient services available to help you easily manage your finances.

Free Checking Account

At Interior Federal, we understand the importance of having a checking account that is both affordable and convenient. That’s why we offer our members a free checking account with no minimum balance requirement. With this account, you can enjoy all the features of traditional banking without having to worry about hefty monthly fees or minimum balance charges.

We also provide members with access to our free digital banking services, which makes it easy to check your account balance after a pay period, view transactions, and transfer money. With Interior Federal’s digital banking, you can manage your money quickly and easily from anywhere, whether you have a checking, savings, or investment account.

Plus, our Visa® Debit Card allows you to earn Nickel Back Rewards every time you complete a signature-based transaction with your card. This rewards program allows you to earn points for every purchase and redeem them for discounts on items or services.

Free Savings Accounts

At Interior Federal, we understand the importance of saving for your future and offer a variety of savings account options to accommodate your needs. Start saving for the holidays with our Holiday Club savings account. Plan the vacation of your dreams with our Vacation Club savings account. Our Coverdell Education Savings account (ESA) can be used to save for higher education expenses on behalf of any child. Benefits include tax deferred earnings and withdrawals used to pay for qualified higher education expenses are tax-free.

Our competitive interest rates make it easy to achieve your financial goals, no matter what they are. With our digital banking service, you can easily manage your savings account(s) in just a few clicks. We also provide tools like direct deposit to help you make saving automatic and effortless. If you need guidance to help you save money, and budget, or even learn how to be a successful saver, our Financial Education Center offers free resources to help.

Use Text Message Banking To Manage Your Account

Text Message Banking takes convenience one step further. You can perform a variety of tasks quickly and easily by simply sending a text message to Interior Federal’s secure number. With Text Message Banking, you’ll have access to your account information right at your fingertips.

Text Message Banking is available 24/7 from anywhere with our free mobile app. With the Mobile App, you have access to all of the same transactions available through online banking. 

All you need to do is register for Text Message Banking within our app.

Transfer Your Money With Ease

In this digital age, you now have access to various tools and channels that allow you to securely and conveniently manage your finances. Here are five of the most efficient ways to move your money.

Zelle For Money Transfers

Zelle is a modern way of sending money to friends and family. It’s a peer-to-peer payment app that allows you to send and receive money directly through your bank account. You can access Zelle through our mobile app. To send money, all you need is the recipient’s email address or phone number, and the money is transferred instantly. This option is perfect for those times when you need to pay someone back or need to make an emergency transfer.

Mobile Deposits

Another convenient banking feature that comes with most modern bank mobile apps is the option to deposit checks right from your device. This eliminates the need to physically visit a bank branch or ATM just to make a deposit. With mobile deposits, you simply sign it, snap a picture of the front and back of the check, submit it, and you’re done! It’s that simple.

BillPay

Use BillPay to conveniently pay recurring bills online. This tool allows you to easily schedule automatic payments, track payments, view your payment history, and avoid late fees. All you need to do is enter the name of the person or company and their address. With online bill-paying services such as BillPay, bills can be paid on time every time.

Digital Wallets

Digital Wallets allow you to store your credit, debit, and other cards on your mobile device. With digital wallets, you can make payments with just a tap of your phone. We offer Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and FitBit Pay. 

Member to Member Money Transfers

Right from our mobile app, you can transfer money to another Interior Federal member! Member to Member Transfers gives you the ability to send money fast and easy to another Interior Federal member’s account. Transfers can be made at any time and recipients will receive their money immediately. 

Stay Ahead With Money Management Resources

Managing your money can be a daunting task, especially in a world where money is constantly changing hands and expenses pile up faster than you can keep track of. However, with the right tools and mindset, you can take control of your finances and improve your overall financial health. Here is how to use them to simplify and streamline your banking.

Money Management Tool

At Interior Federal, we offer free tools like Money Management as part of our online banking to help you simplify your financial life and get a complete financial picture of your accounts. Money Management makes it easier to get organized, track your spending, and see progress toward your goals. We’ve also gathered several informational resources to help you learn sound money management practices. It’s all free! 

Take a peek at all they ways to use the IFCU Money Management Tool

Interior Federal Mobile App

Through our mobile app, customers have access to money management to improve the auto-categorization of transactions. Additionally, Interior Federal offers the Spending Chart which helps customers visualize where their money is going each month.

Bubble Budgeting

Interior Federal has developed automated money management tools like Bubble Budgeting to help our members with budgeting. The tool auto-creates a budget based on your spending history, making it easier to stay on track each month. 

Email and Text Alerts

Email and text alerts ensure you always receive the most up-to-date information available. Alerts allow you to focus on what matters most.

Card Management

Credit and debit cards are an everyday part of modern life, and they can be incredibly helpful in managing your finances. However, they can also be a source of stress and anxiety if not managed correctly.

Interior Federal offers a powerful card management system that makes it easy to stay in control of your finances. With the press of a few buttons, you can turn your cards off, and back on again in just seconds. Restrict card usage to specific merchants or purchases, limit the types of transactions you allow, and block international charges with ease. Additionally, set spending limits to fit your budget, and receive instant notifications and alerts about your accounts within the app.

You can also rest assured that if any of your cards get lost or stolen, you can quickly deactivate it and get a replacement issued. In just a few clicks, Interior Federal gives you the tools to make your banking experience more secure and efficient.

Mobile Statements

Interior Federal also offers the convenience of mobile statements. This allows you to keep track of your account balances and transactions even when you’re away from home, making it easy to stay on top of your finances. Plus, you can save and print out statements for safekeeping.

Shared Access

One of the keys to successful money management is communication and collaboration. Shared access to financial accounts can enable spouses, partners, or family members to work together toward a common financial goal. Sharing access to your accounts can also improve accountability and help you stay on track with your spending and saving goals. Additionally, sharing access can be helpful in emergency situations, allowing others to step in and manage your finances in the event that you are unable.

Interior Federal offers a range of services that make banking secure, easy, and accessible. Members can streamline their banking without sacrificing security and rest assured that their finances are easy to access and can be managed from anywhere.

 

Related Content: The Benefits and Rewards of Credit Union Membership

 

Want more credit union information?
Subscribe to eNews