Transfer Money

Transferring money doesn’t need to be a pain! Just login to Online Banking, Move Money tab, and External Transfers to get started. PopMoney allows you to send or request money from anyone, and Funds Transfer lets you move money between two of your accounts.

You can send money or set up recurring transfers to a friend, relative, or small business with just an email address or mobile phone number! This service also allows you to request money from somebody else. The person must have their account at a domestic financial institution.  PopMoney is a 3-business day service.  Next-day is not available for PopMoney.

  • Requests are sent immediately; they cannot be future-dated.
  • The receiver has 30 days or less to pay the request. If request expires, nothing happens. If the request is paid, the money is deposited directly into the customer’s account 2-3 business days after the Send date.
  • Minimum request is $10; maximum is $2,000.
  • Amount can be fixed, fixed with partial payment allowed, or open amount.

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To make a request:

  1. Login to Online Banking.
  2. Select External Transfers (located below the Move Money tab).
  3. Select PopMoney.
  4. Choose who to request money form (up to 5 contacts allowed).
  5. Decide if the request is a fixed or open amount.
  6. Set additional options, such as a due date earlier than the default of 30 days, accept partial payment (for fixed payment), and set a reminder.
  7. Enter the purpose of the request.
  8. Customize the text or email notification that goes to the contact(s).
  9. Select the account where the money will be deposited.

To pay a request:

  1. Either go to www.popmoney.com or log into Online Banking if the receiver’s financial institution offers PopMoney.
  2. The request appears on the Overview tab in the To Do List section, under Received Request.
  3. Click Pay.
  4. Select the account to debit.
  5. Enter the amount (if open amount or partial payment allowed).
  6. Choose the Send date.
  7. Enter a custom message, if desired.
  8. If prompted, validate identity to send the payment.

Transfer money directly from your checking, savings or money marketing accounts to an account at another financial institution. The transfers can be initiated immediately, scheduled for a future date, or recurring. There are two types of services: Standard (3-business days) and Premium (next-business day). To get started:

  1. Log into your account via Online Banking.
  2. Select the Move Money tab and External Transfers
  3. Select Transfer Between My Accounts
  4. Accept the Terms of Service.
  5. Click “sign up now”.
  6. Complete the registration form.
  7. Check your email for the validation code.
  8. Return to the transfer funds screen and enter the validation code. You are now ready to transfer funds!

Did you ever want to make a loan payment from your checking account at another bank? Now you can! You can now use ANY debit card from VISA® or MasterCard® to pay your Interior FCU loan. 

Instructions using online banking:

  1. Simply log onto online banking
  2. Select Move MoneyLoan PaymentMake PaymentPay by Debit Card 
  3. Enter your debit card information 

Instructions using mobile banking:

  1. Simply log onto mobile banking 
  2. Select MoreExternal Loan PaymentPay by Debit Card 
  3. Enter your debit card information 

There is a $10 fee for this service due to interchange fees to process through Visa® or MasterCard®. 

*Service does not allow credit card or mortgage payments. 

two people sharing information for intra-member transferNew service available! Member To Member Transfers gives you the ability to instantly link your account with another Interior FCU member’s account to send money fast and easy. Transfers can be made at any time and recipients will receive their money immediately.

Instructions using online banking:

  1. Log into your account via online banking.
  2. Select Move Money, Member to Member Transfers.
  3. Click “Add a recipient”.
  4. Enter the required information for the recipient account.
  5. Click “Verify”.
  6. Return to the transfer funds screen to send money to the recipient.

Instructions using mobile banking:

  1. Log into your account via mobile banking.
  2. Select Transfers.
  3. Tap on the “To” field.
  4. Tap “Add a recipient”.
  5. Enter the required information for the recipient account.
  6. Tap “Verify”.
  7. Return to the transfer funds screen to send money to the recipient.

*Message and Data Rates may apply

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