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Due to high demand, it may take longer than usual to process your application. Thank you for your patience, and visit the check status portal to track your application after submission.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Dividend Qualifiers
DSA FAQs
How will dividends work with the new Digital Spend Account?
Dividends are based on ONE (1) month of qualifications. The statement you receive on July 1 is for the month of June, which is based on acitivity from May. Here is what we mean:
Month on Statement
Month Dividends Based On
JANUARY 2023
NOVEMBER 2022
FEBRUARY 2023
DECEMBER 2022
MARCH 2023
JANUARY 2023
APRIL 2023
FEBRUARY 2023
MAY 2023
MARCH 2023
JUNE 2023
APRIL 2023
JULY 2023
MAY 2023
AUGUST 2023
JUNE 2023
SEPTEMBER 2023
JULY 2023
OCTOBER 2023
AUGUST 2023
NOVEMBER 2023
SEPTEMBER 2023
DECEMBER 2023
OCTOBER 2023
Why are my dividends based on a different month than what is listed on my statement?
We pull information from multiple sources to gather the necessary details to calculate dividends on a Digital Spend Account. Due to this, we are not able to send real-time information for our statements to mail in a timely manner.
How do the loyalty rewards qualifications work?
The first step of loyalty rewards is to meet the initial qualifiers:
The second step depends on your membership tenure: We have broken up the loyalty rewards into three (3) tiers, Glacier (1 year), Grand Canyon (5 years), Yellowstone (10+ years). Whichever tier you fall into will be listed on your statement. THIS DOES NOT MEAN YOU QUALIFY FOR THAT TIER. Each tier has a specific loan discount or certificate bonus that you will receive on the next product you open/apply for. The loan discount only applies to Vehicle Loans, Signature Loans, and Debt Consolidation loans.
In order to receive these benefits, you must “qualify for two out of the last 3 months, excluding the previous month.” The qualifiers are based on activity history. Here is what we mean:
Month on Statement
Months Loyalty Rewards Are Based On
JANUARY 2023
SEPTEMBER, OCTOBER, & NOVEMBER 2022
FEBRUARY 2023
OCTOBER, NOVEMBER & DECEMBER 2022
MARCH 2023
NOVEMBER & DECEMBER 2022, JANUARY 2023
APRIL 2023
DECEMBER 2022, JANUARY, & FEBRUARY 2023
MAY 2023
JANUARY, FEBRUARY, & MARCH 2023
JUNE 2023
FEBRUARY, MARCH, & APRIL 2023
JULY 2023
MARCH, APRIL, & MAY 2023
AUGUST 2023
APRIL, MAY, & JUNE 2023
SEPTEMBER 2023
MAY, JUNE, & JULY 2023
OCTOBER 2023
JUNE, JULY & AUGUST 2023
NOVEMBER 2023
JULY, AUGUST, & SEPTEMBER 2023
DECEMBER 2023
AUGUST, SEPTEMBER, & OCTOBER 2023
How do I know which tier of loyalty rewards I qualify for?
Please contact the Credit Union through digital banking or call us at 800.914.8619 to verify with a member service representative which tier (if any) that you qualify for.
What happened to the Nickel Back Program? Can I still sign up for that?
While we have discontinued the Nickel Back Program, we are now giving you SO. MUCH. MORE. Even if you aren’t a member for 1 year yet, you can still earn 3% Annual Percentage Yield in dividends on balances up to $99,999.99. This is a better offering than a nickel for every signature-based transaction. PLUS, once you qualify for loyalty rewards you also get a discount or a bonus on other products from the Credit Union.
This account really is the best of both worlds. Higher dividends then our legacy checking accounts, and loyalty rewards based on your member tenure.
What is a “spend account” and why do you call it that?
A spend account is just another way of saying “checking account”. This is a transactional account. Think about it, how often do you write checks? Most likely, not very often, and to many young people “checking account” means nothing. The idea is that you are SPENDING your money from this account. It is where you make transactions like your daily cup of coffee, weekly Target® run, or monthly bills. You can still order checks if that is how you prefer to make payments with the Digital Spend Account.
I am afraid of putting my card information on a smart device. How will I know my info is safe?
This answer is twofold. First, your card within the digital wallet uses what is called “tokenization”. Simplified, tokenization basically assigns a randomly generated card number with every purchase made. Need more info on tokenization, read more here.
Second, when you are in person making a purchase using your smartphone, no payment will go through without your consent. Once you hold your device to the payment terminal it requires some kind of tap or press on your part PLUS either face ID or a passcode entered to “verify” the purchase. Just walking past a register will not cause a payment to be made, which ensures you are aware of all spending.
Are digital wallets the same as digital currency?
No. Digital currency refers to assets like crypto or bitcoin. Digital wallets are simply digital versions of your existing debit or credit card.
I have my own account but am joint on another, can I use qualifications from my personal account on the joint account?
No, whatever member number is associated with your Digital Spend Account must be where your bonuses or discounts are applied.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Open An Account in 3 Steps
Please follow the instructions below to begin your application.
Are You a Member?
Sign In
Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Open An Account in 3 Steps
Please follow the instructions below to begin your application.
Are You a Member?
Sign In
Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Open An Account in 3 Steps
Please follow the instructions below to begin your application.
Are You a Member?
Sign In
Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Open An Account in 3 Steps
Please follow the instructions below to begin your application.
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Open An Account in 3 Steps
Please follow the instructions below to begin your application.
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
Please review the list of required documents before you get started
Are You a Member?
Sign In
Please use your Online Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
REGISTRATION INFORMATION FOR ONLINE BANKING
FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.
INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.
If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.
REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING
MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.
TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior FCU but are unable to login to Online Banking, click here.
Exercise Your Right to Vote for Your Board of Directors!
You have until March 8th to cast your vote for the 2019 Interior FCU’s Board of Directors. There are 3 seats up for election. Members can vote online or by phone, 888-496-6398 toll free and follow the prompts.
Click here to view the nominees biographies and cast your vote. Don’t wait… vote today!
