Check Your Credit Score All Year Long!

Credit Score is just one of our digital banking features with benefits to uplift your financial life.

Monitoring your Credit Score allows you to make choices to improve your score over time, track changes to your borrower behavior, and notifies you of potential fraud–reducing your chances of identity theft and giving you the peace of mind you deserve.

Credit Score is equipped with features that allow you to:

• Check your credit score daily
• Monitor credit for unusual activity
• Get alerts for changes to your credit
• View your full credit report
• Visualize what affects your credit score
• Simulate how future actions may impact your score
• Dispute items on your credit report
• Get tips on rebuilding credit & saving money

Here are 4 Benefits to Using Credit Score:

1. Stay up-to-date without affecting your credit
   • Many people worry that by checking their credit score too much they will see their score drop. Using Credit Score to check your score is what is known as a “soft inquiry,” which does not affect your credit score. Lenders use “hard inquiries” to make decisions about your credit worthiness when you apply for loans.
2. Monitor your credit to prevent fraud and identity theft
   • Credit Score also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, if a delinquency has been reported, or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.
3. Common sense tools for managing your credit
   • Credit score events help you visualize the relationship of your credit score with payment history, usage, or opening & closing of accounts. Use the credit score simulator to see the potential impact of opening new accounts or paying off balances. This interactive tool will simulate your credit score before you actually take action.
   • Try out the simulator to see what might happen if you:
     • Pay off a credit card
     • Take out a new loan
     • Miss a payment
4. Helpful information to empower you
   • Based on your Credit Score information, you may receive helpful articles. The articles, written by Jean Chatzky and the SavvyMoney team, provide helpful tips on how you can manage credit and debt wisely. Our goal is to empower you with the information to make the most out of your money.

Start Using Credit Score Today! Here’s How on the Mobile App:

1. Login
2. Select More
3. Under Loans & New Accounts Select Credit Score
4. Check your Credit Score! It’s as easy as 1 – 2 – 3!

Read the FAQs for more information on this new feature.

Related Content: New Year Resolutions