Government Shutdown and Furlough Assistance

Although the shutdown is temporarily over, we are still honoring shutdown requests for a line of credit through February 8th.  These loans will carry a 0% interest rate for 30 days from when the loan is given.

    We have put together the following products and services*:

1. Shutdown Line of Credit – Net Paycheck up to $25,000**

Interest Free for up to 30 days, or for the duration of the shutdown, whichever is longer; thereafter standard rates will apply.

Member may apply for a limit up to the equivalent of 4 net paychecks.


2. If You Have an Existing Personal Line of Credit***

Interior FCU will be lowering the rate on all existing lines of credit to 0% for the duration of the government shutdown, beginning the 3rd business day following the shutdown.

This is a benefit of being a credit union member- regardless if you are affected by the government shutdown or not.  ALL Personal Lines of Credit get the benefit of 0% interest during government shutdowns to keep it easy across our membership. So, get your line of credit today, so that when the next shutdown occurs, you’re ready.  We want to be there for you when you need help the most, and having your PLOC already approved and waiting eliminates the need to apply last minute and getting backed up in our loan queue.


The Interior Credit Union recognizes that even after the Government shutdown is resolved, our members may still be facing financial hardship due to the continuing furlough.  To assist with this, the credit union has developed an additional loan product.  Please contact us after the shutdown is resolved for details.

  • Not an Interior FCU member? Become a member today.

  • Both branch locations, DC and Reston, are OPEN during the Government Shutdown/Furlough. 

  • Our National Shared Branches are OPEN. Find a shared branch near you.

  • For more information, please contact us at 800-914-8619

Please send all loan payments, deposits & correspondence to the following address during the shutdown:     

Interior Federal Credit Union

12201 Sunrise Valley Drive

Reston, VA 20192 

* The Government Shutdown/Furlough assistance will be provided to members in good standing with the Credit Union. When the Government reopens and/or the furlough is ended, these offers are invalid. You must qualify for the loan(s) under the Credit Union’s normal underwriting standards.  Loan(s) are subject to credit approval.  Limited-time offers and subject to withdrawal at any time.  Rate is effective during the Government Shutdown.  Rate is variable and subject to change.

** An interest free loan in the amount of your net paycheck (up to 4 net paychecks) up to $25,000 may be granted during the time of the government shutdown.  This loan will be set up as a line of credit.  After the shutdown, the line of credit will adjust to the prevailing annual percentage rate (APR). If a member does not qualify for the line of credit, the Credit Union may offer a qualifying member a $1,000 risk-rated Signature Loan with rates as low as 8.50% APR. Not all applicants will qualify for the lowest rate.

***Beginning the third business day following an event, existing and new unsecured lines of credit shall be reduced to 0% during the length of the shutdown or 30 days, whichever is longer. 

These offers may be revoked at any time.

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What You Need to Know About Government Shutdowns

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