Interior FCU provides affordable higher education financing for students and recent graduates through cuStudentLoans, a credit union managed network. No matter where you are, we make it easy to manage your student loans online.
The cuScholar Private Student Loan can be used to pay for any qualified education expense including tuition, room and board, books, and other school-related expenses.
- Borrow up to $120,000 undergraduate or $160,000 graduate
- No origination fee for all student borrowers
- Competitive interest rates
- No prepayment penalty
- 30-day no fee return policy allows you to cancel the loan within 30 days of disbursement without fees or interest
- Cosigner release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments
Borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual.
The cuGrad Private Student Loan Refinance can be used to consolidate and refinance outstanding private student loan debt. Consolidating all of your private student loans gives you one easy monthly payment. Refinancing helps you reduce your interest rate and potentially lower your payments significantly.
- Refinance student loan debt up to $125,000 undergraduate or $175,000 graduate
- Interest-only repayment option available for first 4 years followed by 11 years of principal and interest repayment
- Cosigner release available for creditworthy borrowers after 12 consecutive on-time principal and interest payments
- Lower payment and competitive rate possible with extended repayment term
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For additional information or assistance, please call us at 800-914-8619.