See our tips and information about planning for college. Interior FCU also offers special young adult accounts (for ages 18-26) and education savings accounts.
- Borrow up to $120,000 undergraduate or $160,000 graduate
- No origination fee for all student borrowers
- Competitive interest rates
- No prepayment penalty
- 30-day no fee return policy allows you to cancel the loan within 30 days of disbursement without fees or interest
- Cosigner release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments
Borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual.
The cuGrad Private Student Loan Refinance can be used to consolidate and refinance outstanding private student loan debt. Consolidating all of your private student loans gives you one easy monthly payment. Refinancing helps you reduce your interest rate and potentially lower your payments significantly.
- Refinance student loan debt up to $125,000 undergraduate or $175,000 graduate
- Cosigner release available for creditworthy borrowers after 12 consecutive on-time principal and interest payments
- Lower payment and competitive rate possible with extended repayment term
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Not all applicants will qualify. For additional information or assistance, please call us at 800-914-8619.