May 11, 2020

What Are The Benefits Of Being An Interior FCU Member?

What is Interior FCU? Why should I join? What are the benefits? These are some of the most common questions asked before applying to our credit union. Interior Federal Credit Union has a variety of financial services provided to our members, including personal loans, mortgages, checking and savings accounts, credit cards, financial advisors, and more!

As a member of Interior FCU, you are uniquely positioned to manage your finances and watch your money grow. Like a member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union.

Let’s take a quick look at some of the benefits you can enjoy as a member of Interior FCU.

1) Highly personalized service

Every time you speak to one of our Member Service Representatives, you’ll always be welcomed by friendly greetings and outstanding service. Our credit union offers 24-hour service from our Contact Center and online & mobile banking. No matter your age or stage, our Member Service Representatives are happy to guide you through any monetary challenge and assist you in reaching your financial goals.

We offer the ACHIEVE Financial Wellness Program, our digital financial education program, which will enable you to broaden your knowledge and to learn how to make smarter financial choices.

Be prepared for the unexpected with a Personal Line of Credit

2) Increased value for your money (Better rates and lower fees!)

As a not-for-profit cooperative, we don’t have outside investors to answer to. This enables us to be more attuned to your needs without worrying about increasing our own worth. Our not-for-profit status allows us to offer you optimal terms on share certificates, savings accounts, free checking, and more. With some of the best rates in the country and much lower fees for services, it’s more money in your pocket just for being a member of Interior FCU!

3) Membership Discounts

Our members are always treated as royalty! Along with highly competitive saving accounts and loan rates, we offer members discounts on insurance, TurboTax, and car rentals.

Insurance

Our partnership with TruStage gives you the opportunity to save more compared to other insurance companies on products like auto, home, term life, and accidental death and dismemberment. On auto insurance, you could save up to $509/year.

To get a quote:

  1. Visit our website for more information.
  2. Choose which product you’d like. Click on the appropriate link to start a quote.
  3. Enter your zip code on the TruStage landing page and click “Get My Quote”.
  4. Fill out the form with your information to receive your quote.

TurboTax

Need to fill out your taxes? You can fill them out by logging into online and mobile banking. It is simple, easy, and the Federal edition is free up to a certain date during tax season. Afterwards, you can save up to $15 on tax edition products.

How to Start Your Taxes in Online Banking:

  1. Log in to Online Banking.
  2. Hover over Money Management and select “My TurboTax”. Select Continue to proceed to the next screen.
  3. Select which tax product you’d like to use to file your taxes.
  4. Login with your TurboTax account or create an account to start filing..

How to Start Your Taxes in Mobile Banking:

  1. Log in to Mobile Banking.
  2. Tap on More and select TurboTax.
  3. Login with your TurboTax account or create an account to start filing..

Rental Car

If you’re heading out for a nice vacation getaway, you can hop on the road in a rental at an affordable price. Car rentals are up to 25% off

How to Complete Your Rental Car Purchase:

  1. Head to our Member Discounts page and select Alamo under “Car Rentals”.
  2. On the Alamo page, enter your pickup location, pickup date, pickup time, return date and time, and renter’s age. If you are a frequent flyer member of an airline, you can add that as well if you are eligible for additional discounts.
  3. Click Book Now.
  4. Select which type of vehicle you’d like to travel in.
  5. Enter your contact and card information.

Car Buying Service

Looking for a discount on your auto loan? We offer TrueCar, our Car Buying Service, to help you find your dream vehicle. TrueCar gives you access to research and pricing tools, plus you will receive in-stock offers that match your preferences from certified dealers local to you. If you finance your new vehicle with us while using TrueCar, you can earn a 0.25% APR loan discount.

Why use Interior’s Car Buying Service powered by TrueCar?

  • See what others paid for the car you want.
  • Lock in guaranteed savings averaging $3,402 off MSRP^.
  • Get discounts on an extensive inventory of used cars.
  • A trusted nationwide network of 11,000+ certified dealers.

 4) A voice in how the credit union operates

Interior FCU is member owned, operating with only your best interests in mind.

As a full-fledged member of Interior FCU, you have a voice in how your credit union runs. You are invited to cast your ballot in our annual elections in which we vote on a volunteer board of directors. The board is then charged with oversight of the credit union and forming all official decisions regarding the way the credit union operates. Our board comprises members of the credit union, just like you. This means the decisions they make will always be advantageous to our membership and to the general community instead of trying to pander to outside stockholders. We’re all about doing what’s best for our members.

  • Nationwide Banking

We have branches and ATMs wherever you are! You can search for your nearest branch or ATM using our locator tool.

While you’re out shopping, you can earn 5 cents back on your transactions! With our unique Nickel Back Rewards program, every signature-based transaction earns you money in your wallet!

  • Connection to the Great Outdoors!

We are not only Your Natural Resource for Financial Services; we’re also your natural resource to the great outdoors! We participate in our own volunteering and service activities to surrounding communities and offer membership to those who share our mission. 

Ready to apply? Visit our website to start your application.

Related: The Credit Union Difference Part 1: The History of Credit Unions

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