Kids Accounts
At Interior Federal, we provide tailored financial solutions for families with children at every stage of life. From establishing a kids savings account for your little ones to opening a teen savings account as they grow, we help you set the foundation for a strong financial future. Our savings accounts for children and savings account for minors offer both flexibility and education, ensuring your kids learn smart financial habits early on. With our comprehensive kids savings plan, you can teach your children the value of saving while giving them the tools they need to manage money responsibly.
Little Buffalos Accounts
Ages 12 & Under
Help your child learn smart money habits early with the kids savings account through our Little Buffalos program. Perfect for children aged 12 and under, it encourages saving through fun incentives.
Interior Federal will provide a one-time, 12-month subscription to Ranger Rick Magazine for the primary accountholder, offered by the National Wildlife Federation. Once verified, you’ll receive your subscription confirmation within 45 days of opening your child’s account.
Steer Your Child to Buffalo-Sized Savings!
Parents love our kids savings plan because it empowers their children to learn the value of money firsthand. By allowing them to save birthday, holiday, or gift money, they experience the benefits of building financial responsibility. It’s a great chance to encourage your kids to stash away their money in their own savings accounts for children, creating strong good habits.
Primary Savings for Kids Accounts
- Special quarterly newsletter
- Birthday email with a special offer
- Maintain a balance of $500 by their birthday, and we’ll add $5 to their account
- Maintain a balance of $1,000 by their birthday, and we’ll add $10 to their account
Helpful Calculators
Other Savings
Looking for a secondary savings account for minors? With our Secondary Savings Account, you can set aside funds for specific goals and easily track your child’s progress.
- No minimum opening deposit
- No minimum balance (account will close if zero balance is maintained for 18 months)
Accumulator Certificate
Want to grow your child’s savings account faster? Our Accumulator Certificate offers competitive rates with a low opening deposit of just $50. Add funds as low as $25 at any time during the term, and your child will receive a Little Buffalo stuffed animal with the first certificate!
- Available for 24-month terms
- Minimum opening deposit of $50
Teen Savings Account
Ages 13 to 17
The teen savings account is perfect for young individuals between 13 and 17 who want to take control of their financial future. Whether saving for college, a car, or just a rainy day, our savings accounts for children help teens develop crucial money management skills.
Start Saving for Your Future
Our teen savings account gives young members a head start. From the first job to birthday money, it’s never too early to build financial habits that last a lifetime. Plus, they’ll gain experience with checking accounts and debit cards, giving them real-world financial independence.
Secondary Savings
Teens can open a Secondary Savings Account to save for specific goals—whether it’s for college, a trip, or other special purchases. No minimum deposit or balance required.
Open a Kids Savings Account Today
Get your children started on the right financial path with Interior Federal’s kids savings account, savings account for minors, or teen savings account. Sign up today to help them develop healthy savings habits that will last a lifetime.
Open an Account in 3 Steps
Please review the list of required documents before you get started.
Are You a Member?
Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.
Not a Member Yet?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you have an active account with Interior Federal but are unable to login to Digital Banking, click here.
*APY = Annual Percentage Yield. APY is based on the minimum balances of each tier, except for regular certificates that are based on $20,000.
A minimum balance ($25) must be maintained.
More details are available in our Schedule of Fees and Charges, Truth-In-Savings Disclosure and Membership Disclosure.
Interior Federal does not knowingly solicit data from children. Interior Federal recognizes that protecting children’s identities and privacy on-line is important, and the responsibility to do so, rests with both online industry and parents. Due to the requirement that all online accounts have an email address associated with them, we are aware that accounts for minors may have active email addresses for the minor or the custodian. Interior Federal emails in general never solicit personal or financial information.