What Are The Benefits Of Being An Interior Federal Member?

What is Interior Federal? Why should I join? What are the benefits? These are some of the most common questions asked before applying to our credit union. Interior Federal has a variety of financial services provided to our members, including personal loans, mortgages, checking and savings accounts, credit cards, wealth advisor, and more!

As a member of Interior Federal, you are uniquely positioned to manage your finances and watch your money grow. Like a member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union.

Let’s take a quick look at some of the benefits you can enjoy as a member of Interior Federal.

1) Highly personalized service

Every time you speak to one of our Member Service Representatives, you’ll always be welcomed by friendly greetings and outstanding service. Our credit union offers 24-hour service from our Contact Center and online & mobile banking. No matter your age or stage, our Member Service Representatives are happy to guide you through any monetary challenge and assist you in reaching your financial goals.

We offer financial education and counseling, which will enable you to broaden your knowledge and to learn how to make smarter financial choices.

Be prepared for the unexpected with a Personal Line of Credit. 

2) Increased value for your money (Better rates and lower fees!)

As a not-for-profit cooperative, we don’t have outside investors to answer to. This enables us to be more attuned to your needs without worrying about increasing our own worth. Our not-for-profit status allows us to offer you optimal terms on share certificates, savings accounts, free checking, and more. With some of the best rates in the country and much lower fees for services, it’s more money in your pocket just for being a member of Interior Federal!

3) Membership Discounts

Our members are always treated as royalty! Along with highly competitive saving account and loan rates, we offer members discounts on insurance, Car Rentals/Amusement Parks/Tickets/etc., Home Buying Services, Car Buying Services, & TurboTax®. To learn more, visit the Member Discounts page on our website.

Insurance

Our partnership with TruStage® gives you the opportunity to save more compared to other insurance companies on products like auto, home, term life, and accidental death and dismemberment. On auto insurance, you could save up to $509/year.

To get a quote:

1. Visit our website for more information.
2. Choose which product you’d like. Click on the appropriate link to start a quote.
3. Enter your zip code on the TruStage landing page and click “Get My Quote”.
4. Fill out the form with your information to receive your quote.

Working Advantage

Our newest member benefit, Working Advantage Discounts, offers exclusive discounts to theme parks, car rentals, airfare, concert tickets, and MUCH more! Use the special code available in online banking to register and start saving!

Home Buying Services

Work with experienced and knowledgeable real estate agents when buying/selling your home. Get a rebate through HomeAdvantage® when purchasing your next home and using their services. They will even help connect you with movers for your next adventure ahead!

Car Buying Service

Looking for a discount on your auto loan? We offer TrueCar® , our Car Buying Service, to help you find your dream vehicle. TrueCar gives you access to research and pricing tools, plus you will receive in-stock offers that match your preferences from certified dealers local to you. 

Why use Interior’s Car Buying Service powered by TrueCar? 

• Get discounts on an extensive inventory of used cars.
• A trusted nationwide network of 16,000+ certified dealers.
• See what others paid for the car you want.

TurboTax

Need to fill out your taxes? You can fill them out by logging into online and mobile banking. It is simple, easy, and members can save up to $15 on TurboTax federal products..

How to Start Your Taxes in Online Banking:

1. Log in to Online Banking.
2. Hover over Money Management and select “My TurboTax”. Select Continue to proceed to the next screen.
3. Select which tax product you’d like to use to file your taxes.
4. Login with your TurboTax account or create an account to start filing..

How to Start Your Taxes in Mobile Banking:

1. Log in to Mobile Banking.
2. Tap on More and select TurboTax.
3. Login with your TurboTax account or create an account to start filing..

4) A voice in how the credit union operates

Interior Federal is member owned, operating with only your best interests in mind.

As a full-fledged member of Interior Federal, you have a voice in how your credit union runs. You are invited to cast your ballot in our annual elections in which we vote on a volunteer board of directors. The board is then charged with oversight of the credit union and forming all official decisions regarding the way the credit union operates. Our board comprises members of the credit union, just like you. This means the decisions they make will always be advantageous to our membership and to the general community instead of trying to pander to outside stockholders. We’re all about doing what’s best for our members.

• Nationwide Banking

We have branches and ATMs wherever you are! You can search for your nearest branch or ATM using our locator tool.

While you’re out shopping, you can earn 5 cents back on your transactions! With our unique Nickel Back Rewards program, every signature-based transaction earns you money in your wallet!

• Connection to the Great Outdoors!

We are not only Your Natural Resource for Financial Services; we’re also your natural resource to the great outdoors! We participate in our own volunteering and service activities to surrounding communities and offer membership to those who share our mission.

Related: 

The Credit Union Difference Part 1: The History of Credit Unions

Membership