Deposit Rates

The following rates are effective December 1, 2016.  For updated information, inquire at any branch office or contact 800.914.8619.

 

Money Market Accounts

Balances^Dividend RateAPY*
$1,000 - $4,999.990.25%0.25%
$5,000 - $9,999.990.30%0.30%
$10,000 - $24,999.990.35%0.35%
$25,000 - $49,999.990.40%0.40%
$50,000 - $74,999.990.45%0.45%
$75,000 - $99,9990.50%0.50%
$100,000+0.55%0.55%

Share Certificates

Balances^TermDividend RateAPY*
$500 minimum6 months0.55%0.55%
$500 minimum12 months1.05%1.06%
$500 minimum20 months (Bump Up)1.25%1.26%
$500 minimum24 months1.41%1.42%
$500 minimum36 months1.50%1.51%
$500 minimum48 months1.65%1.66%
$500 minimum56 months (Bump Up)1.75%1.76%
$500 minimum60 months2.00%2.02%

Young Adult Accumulator Share Certificates

Balances^TermDividend RateAPY*
$50 minimum24 months1.31%1.32%

Individual Retirement Accounts (IRA), Roth and Education Savings Account (ESA)

Balances^Dividend RateAPY*
$10 minimum deposit0.45%0.45%

Health Savings Account

Balances^Dividend RateAPY*
$0 - $1,999.990.60%0.61%
$2,000 - $4,999.990.85%0.86%
$5,000 - $14,999.991.10%1.11%
$15,000 - $24,999.991.35%1.36%
$25,000 +1.60%1.61%

Savings account dividend rates are declared at the end of each quarter for the previous quarter.  The following dividends will be declared for July 1 through September 30, 2016. All deposit accounts, with the exception of certificates, are variable rate accounts where rates are subject to change at any time. Fees may reduce the earnings. A penalty may be imposed for early withdrawal. We also have special accounts for young adults. For updated information, inquire at any branch office or contact 800.914.8619.

Primary Savings Account and Young Adult Primary Savings Account

Balances^Dividend RateAPY*
$25 - $1,4990.15%0.15%
$1,500 and up0.25%0.25%

Checking Account

Balances^Dividend RateAPY*
Up to $1,4990.05%0.05%
$1,500 and up0.20%0.20%

Young Adult Checking Account

Balances^Dividend RateAPY*
Up to $4993.00%3.01%
$500 to $1,4990.05%0.05%
$1,500 and up0.20%0.20%

Secondary Savings Account

(no minimum opening balance)

Balances^Dividend RateAPY*
$25 - $1,4990.15%0.15%
$1,500 and up0.25%0.25%

Club Savings Accounts

Balances^Dividend RateAPY*
Holiday Club Savings0.35%0.35%
Vacation Club Savings0.35%0.35%

*APY = Annual Percentage Yield. See Schedule of Fees.

^Additional disclosures are within the Account Disclosures.

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