Policies & Disclosures
Understanding your financial products is part of being a savvy consumer. Take the time to read through the policies and disclosures so you are fully aware of your rights and responsibilities. If you have any questions, please contact us at 800-914-8619.
- Membership and Account Agreement
- Funds Availability Policy Disclosure
- Electronic Fund Transfers (EFT) Agreement & Disclosure
- Truth-in-Savings (TISA) Agreement
Member Overdraft Privilege Disclosure
Electronic Funds Transfers (EFT) Agreement and Disclosure
Bill Payment Terms and Conditions
Home Mortgage Disclosure Act (HMDA) Statement
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).