Schedule of Fees

As a not-for-profit financial institution, Interior FCU returns profits to its members in the form of better rates and fewer fees. However, there are some things for which we still have to charge a small fee. If you have any questions about our fee schedule, please contact us.

This schedule of fees and charges is effective as of: May 1, 2023.

Money Transfer Fees

Wire Transfer Standard Outbound$20
Wire Transfer Standard InboundFREE
Funds Transfer Standard Outbound (Online)FREE
Funds Transfer Standard Inbound (Online)FREE
Funds Transfer Next Day Inbound/Outbound (Online)$5
Bill Payment Expedited Funds via ACH$8
Bill Payment Expedited Funds via Fed Ex Delivery$28
External Loan Payment$10

Plastic Card Fees
VISA® Debit CardFREE
Replacement for VISA® Debit Card$25
Replacement for VISA® Debit Card Rush$45
VISA® Debit Card PIN Rush$45
Foreign ATM Withdrawal (first 5/month are FREE)$1
Foreign Point of Sale WithdrawalFREE
Foreign ATM Inquiry (first 5/month are FREE)$0.50
Foreign Cardholder ATM Withdrawal Fee$3- effective Nov. 1, 2020
Savings, Checking and Money Market Accounts
Per Item
Overdraft Privilege$28
Insufficient Funds$28
Returned Deposit Item$15
Stop Payment$15 ($10 through Online Banking)
Check PrintingVaries by check
Foreign Check CollectionFed charge passed on to member
Check Copy$5
Money Market Excess Check After 3$20
Teller Withdrawal3 FREE/month, then $2/ withdrawal (for Savings and Money Market Accounts)
Account/Other Fees
Overdraft Transfer$1
Early Holiday Club Withdrawal$5
Cashier's Check2 FREE/day, then $5/check
Money OrdersFREE if aggregate balances are $5,000 or more, otherwise $2
Copy of Statement$5
Transaction Printout$2
Account Reconciliation/Research$30/hour
Garnishment/Notice of Levy$50
Verification of Account$20
Returned Address$5/month
Inactive Account (18+ years of age)$5/month (after 18 months of inactivity)
Close Account within 90 days$10
Reopen Account within 90 days$10
Notary for Non-member$5/seal
Notary for Members5 FREE/day, $2/seal thereafter
Health Savings Account Annual FeeFREE
Paper StatementsE-statements are FREE or $5/month for paper statements for Little Buffalo Accounts, Teen Accounts, and Young Adult Accounts
Skip Pay Fee$35

There may be additional costs associated with the use of these products or services. Members may contact us to request specific information about the costs. Fees may reduce earnings.

Digital Banking